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  • Average homeowner rating star icon4.3
    Average homeowner rating
  • Verified reviews icon30
    Verified custom home building reviews

Verified Reviews for Custom Home Building pros in Mattoon, IL

*The Angi rating for Custom Home Building companies in Mattoon, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Custom Home Building needs.

*The HomeAdvisor rating for Custom Home Building companies in Mattoon, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Custom Home Building needs.

Last update on November 12, 2025

Top-Rated Custom home builders in Mattoon - Updated Nov 2026

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
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Avatar for American Custom Homes
American Custom Homes
5.0(
3
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2000

Emergency services offered

Credit card accepted

"I would like to start off with precise, warm welcome and highly responsible of what they are doing. They really know what they are doing and from start from start to end it has been a great project with new experiences and great craftsmanship. Thanks again guys and i hope to have more work for you soon...
"
Stone Travertine
12x6 Travertine hand cut
Complete Steamer
Recommended by100%of homeowners
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Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,689
)
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Serving Mattoon, IL and surrounding areas

In business since 1971

Credit card accepted

"They don't use the same contractor. You don't always get the best. It's cheaper for major repairs. They cover everything, parts, labor."
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+2

Recommended by65%of homeowners
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Avatar for Sentri Homes
Sentri Homes
2.7(
62
)
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Serving Mattoon, IL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"Sentri Homes did an outstanding job communicating with me through the whole renovation process. The result far exceeded my expectations. Very happy and satisfied customer."
11 neighbors recently requested a quote
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Schrock Builders, LLC
4.5(
1
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2001

Free estimates

With 20 years of experience in the home improvement industry, Schrock Builders, LLC is your industry leader from Arthur and everywhere in between. We pride ourselves on our extreme professionalism and attention to detail. As a family owned and operated business, you can trust we will treat your project as we would treat our own. Our satisfaction guarantee will assure you that we will not leave your property until you are completely satisfied with our work. Give us a call today, we look forward to working with you!

Response time2 days
Response rate90%
Recommended by100%of homeowners
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Avatar for Elite Builders of Illinois, LLC
Elite Builders of Illinois, LLC
New to Angi
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Serving Mattoon, IL and surrounding areas

In business since 2018

Free estimates

Elite Builders is committed to excellence in every aspect of our business. We uphold a standard of integrity, bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of the interests of our customers, and make their concerns the basis of our business.

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Custom Home Builders FAQs, answered by experts

Modular homes can go up or down in value depending on a few factors. In areas where real estate is appreciating, the value of modular homes is likely to increase, and vice versa. Additionally, the value of modular homes depends partially on the area. In cities where every other home is stick-built, modular homes might be considered a functional obsolescence, in which case they could be less desirable and go down in value. In either case, though, modular homes can still be a good investment, especially since they provide housing at a lower upfront cost.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

While many different factors determine whether a house is classified as a villa, many villas are detached homes with a European design influence, often with an emphasis on luxury and comfort. Modern villas often feature outdoor spaces such as terraces, gardens, or patios.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Whether a prefab home is worth it or not will depend on your personal needs and preferences. Overall, prefab homes tend to cost less than traditional homes, although they also tend to have lower resale values. Another thing to consider is that prefab homes usually last 50 to 60 years or longer, while traditional homes last 50 to 100 years or more.

The Mattoon, IL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.

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