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  • Verified reviews icon30
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Find Custom home builders in Mattoon

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"Bruce Dixon was very nice and helpful in providing exceptional customer service and making sure I had the best experience. I purchased my home warranty and feel confident in the choice I made. Thank you Bruce. Sincerely, Kimberly"
Recommended by81%of homeowners
Avatar for American Custom Homes
American Custom Homes
5.0(
3
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2000

Emergency services offered

Credit card accepted

"I would like to start off with precise, warm welcome and highly responsible of what they are doing. They really know what they are doing and from start from start to end it has been a great project with new experiences and great craftsmanship. Thanks again guys and i hope to have more work for you soon...
"
Stone Travertine
12x6 Travertine hand cut
Complete Steamer
Recommended by100%of homeowners
Avatar for Sentri Homes
Sentri Homes
3.0(
51
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2023

Free estimates

Emergency services offered

"I was very impressed with Sentri Homes - their customer service was excellent. They sent a subcontractor to install some vinyl laminate in my bathroom and he ended up getting glue all over the carpet in our bedroom. The sub ended up ghosting both me and Sentri, leaving me stuck with a ruined carpet. Sentri stuck with me for over a month to get the carpet replaced with the identical original and to get the vinyl job 100% completed. The carpet was a Home Depot exclusive and Sentri handled everything with them. I will be using Sentri for a much bigger renovation I have coming up soon, because I know that they will make sure everything gets done right no matter what problems come up. The vinyl looks great too."
20 neighbors recently requested a quote
Schrock Builders, LLC
4.5(
1
)
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2001

Free estimates

With 20 years of experience in the home improvement industry, Schrock Builders, LLC is your industry leader from Arthur and everywhere in between. We pride ourselves on our extreme professionalism and attention to detail. As a family owned and operated business, you can trust we will treat your project as we would treat our own. Our satisfaction guarantee will assure you that we will not leave your property until you are completely satisfied with our work. Give us a call today, we look forward to working with you!

Response time2 days
Response rate90%
Recommended by100%of homeowners
Avatar for Elite Builders of Illinois, LLC
Elite Builders of Illinois, LLC
New to Angi
Find a Custom Home Builder

Serving Mattoon, IL and surrounding areas

In business since 2018

Free estimates

Elite Builders is committed to excellence in every aspect of our business. We uphold a standard of integrity, bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade, combined with ability, is what makes us true professionals. Above all, we are watchful of the interests of our customers, and make their concerns the basis of our business.

Showing 1-10 of 11
Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

A green home is one that focuses on conservation, with the goal often being net-zero carbon emissions and self-sustainability. It will often include some kind of self-generation equipment, like solar panels or a small wind turbine, high-efficiency electrical components and mechanicals, and high-quality insulation and air sealing to reduce the loss of conditioned air. Many green homes also include xeriscaping or rainwater collection to cut down on drainage and water consumption.

Modular homes are more affordable than stick-built homes if you keep quality and square footage equal. The cost to build a home averages $323,000, while average modular home prices sit at {AvgCost}. If you’re looking for custom or luxury options, a traditional custom home costs $825,000, while a high-end modular home costs $600,000, on average.

The Mattoon, IL homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.