Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

Do ponds add to your home’s value?

• <div><p>In short, yes, a pond can add to your home’s value. However, whether it adds value will depend on the condition and aesthetic of your pond. Having this feature already built into a yard’s home can be appealing to homebuyers who value its aesthetic and would prefer not to build it themselves. But if it is not kept in good condition, it could turn buyers away.</p></div>

Get matched with top property appraisers in Lexington, IL

Q: Can professionals appraise unique or non-traditional properties?

• <div><p>Yes, experienced appraisers handle a variety of property types with tailored methods.</p></div>

Q: Do basement bedrooms count on an appraisal?

• <div><p>Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they&rsquo;re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn&rsquo;t a legal living space won&rsquo;t affect your appraisal value.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

Q: Do ponds add to your home’s value?

• <div><p>In short, yes, a pond can add to your home&rsquo;s value. However, whether it adds value will depend on the condition and aesthetic of your pond. Having this feature already built into a yard&rsquo;s home can be appealing to homebuyers who value its aesthetic and would prefer not to build it themselves. But if it is not kept in good condition, it could turn buyers away.</p></div>

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Verified Reviews for Property Appraisal pros in Lexington, IL

*The Angi rating for Property Appraisal companies in Lexington, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Lexington, IL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 07, 2025

Reviewed in March 2024
We had Dale remove several trees & bushes from our property early this month. He did a great job. We would call him again.
Recreational Lumberjack, LLC
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Reviewed in September 2023
Rex did a great job locating our property and was very knowledgeable. He was great to talk to and knows what he is doing
Rex A Bradfield
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Reviewed in June 2022
Fabulous job, the project came out Amazing. I used AJ Custom Design for an investment property I was working on and I was thrilled with the outcome. I would highly recommend AJ Custom Design.
AJ Custom Designs Inc.
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Reviewed in November 2018
Came out to perform free quote on a commercial property. Was told I would receive estimate later. When I called to see if an estimate was complete, once I said who I was I was hung up on.
HMLP Construction and Restoration, LLC
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Reviewed in June 2018
We are very happy with the professionalism and care shown by Bill of Aloha Home Watch Services. He responds promptly, shows respect for our property and takes a personal interest in helping his clients protect their investments. We are very happy with the courtesy and services from Aloha Home...
Aloha Home Services LLC
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Reviewed in January 2017
Very prompt, courteous and driver was very considerate of property when dumpster was delivered
Contractor's Disposal Inc
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Reviewed in October 2013
When I finally decided what I wanted, they were very prompt in getting started, and completing the project. I was very impressed how careful they were with my plants and property. They cleaned up every night and Joel personally checked to make sure all was cleaned up at the end of the project.
Pro Exterior Siding
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Reviewed in May 2013
One is they carried the names of the designers so when I went to many places that carry that I know of and they have same price no matter what you order online or not. They are still service oriented and actually years until I actually call them and had them fax a copy of the appraisal to my...
BREMER JEWELRY
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Reviewed in December 2012
I purchased an Angie's List deal for bathtub refinishing for $360. Upon arrival to finish the tub, the technician informed me that there would be an extra cost of approximately $250 because the tub had been painted/refinished before and there were multiple layers to remove. Since this is a tub...
Miracle Method
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Find Property appraisers in Lexington

Book Value Appraisals

Book Value Appraisals

10 years of experience

Free onsite estimate

Locally owned and operated real estate appraisal firm serving central and northeastern Illinois. We are experienced with all types of residential appraisals including single family units, 2-4 unit income properties, condominium, land appraisals, pre-listings, estate appraisals, bankruptcy and assessor related services, and more. Our priority is a high quality appraisal delivered in a quick turn around. Please call for availability outside of listed business hours.

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Customers say: Quick response

1380 local quotes requested

7 years of experience

Welcome to the future of real estate valuation solutions with Akrivis. We combine innovation and evolving technology with our exclusive network of photography contractors to deliver accurate real estate valuations in less than five days. No stress, no fuss, just fast and reliable property values.

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

"Hired to do valuation of a manufactured home - not on land. Gave appraisal comparison properties included land. therefore not an accurate valuation. Thought salesperson understood nuance. "

Melissa P on October 2025

Nord Appraisal Services

2019 Interurban Road

No reviews yet

Nord Appraisal Services

2019 Interurban Road

No reviews yet

24 years of experience

We provide Real Estate Appraisal Services for Farmland, Commercial, Vacant and Residential properties.

Property Appraiser questions, answered by experts

Yes, experienced appraisers handle a variety of property types with tailored methods.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

In short, yes, a pond can add to your home’s value. However, whether it adds value will depend on the condition and aesthetic of your pond. Having this feature already built into a yard’s home can be appealing to homebuyers who value its aesthetic and would prefer not to build it themselves. But if it is not kept in good condition, it could turn buyers away.

The Lexington, IL homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Dan Simms
•
Dec 12, 2024Dec 12, 2024
FHA Appraisal Guidelines and Requirements
FHA loans are backed by the government and come with specific FHA appraisal guidelines and requirements. Learn what an FHA appraisal entails in this guide.
Rachel Hoffman
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Dec 3, 2024Dec 3, 2024
What Is a Home Appraisal and Why Does It Matter?
A home appraisal determines your property’s value and is necessary for most real estate transactions. Learn more about home appraisals and why they matter.
Rachel Hoffman
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Dec 2, 2024Dec 2, 2024
4 Types of Real Estate Appraisals
A home appraisal determines the value of your home when buying or selling. Learn more about common types of real estate appraisals.
Dan Simms
•
Dec 13, 2024Dec 13, 2024
10 Factors That Can Hurt a Home Appraisal
Even when property values are soaring, your home’s appraised value might not reflect it. Here are factors that could hurt your home’s appraisal.
Dan Simms
•
Dec 11, 2024Dec 11, 2024
The Ultimate Home Appraisal Checklist
Preparing for a home appraisal and making sure everything is in order can be stressful. Use this home appraisal checklist to make your life easier.
Dan Simms
•
Oct 22, 2025Oct 22, 2025
How Do Appraisers Determine the Value of a Home?
Understanding how appraisers determine the value of a house can help guide pre-sale renovations or offer negotiation as a buyer or a seller.

Get matched with top property appraisers in Lexington, IL

Enter your zip and get matched with up to 3 pros

Need a pro for your property appraisal project in Lexington, IL?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Lexington, IL

Find Property appraisers in Lexington

Book Value Appraisals

Book Value Appraisals

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Nord Appraisal Services

Nord Appraisal Services

The Lexington, IL homeowners’ guide to property appraisals

FHA Appraisal Guidelines and Requirements

What Is a Home Appraisal and Why Does It Matter?

4 Types of Real Estate Appraisals

10 Factors That Can Hurt a Home Appraisal

The Ultimate Home Appraisal Checklist

How Do Appraisers Determine the Value of a Home?

Get our Angi-powered app

Get matched with top property appraisers in Lexington, IL

Enter your zip and get matched with up to 3 pros

Need a pro for your property appraisal project in Lexington, IL?

Appraisal Real Estate Service

Land Surveying

Complete Home Inspection

Verified Reviews for Property Appraisal pros in Lexington, IL

Find Property appraisers in Lexington

Book Value Appraisals

Book Value Appraisals

Akrivis Real Estate Valuations

Akrivis Real Estate Valuations

Nord Appraisal Services

Nord Appraisal Services

The Lexington, IL homeowners’ guide to property appraisals

FHA Appraisal Guidelines and Requirements

What Is a Home Appraisal and Why Does It Matter?

4 Types of Real Estate Appraisals

10 Factors That Can Hurt a Home Appraisal

The Ultimate Home Appraisal Checklist

How Do Appraisers Determine the Value of a Home?

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