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Yes, you can replace a skylight without changing the entire roof—if the roof is in good shape. First, you need to make sure the roof around the skylight is intact and free of damage. Quality installation is crucial to prevent leaks, including replacing the flashing, which seals the skylight to the roof. While replacing the skylight alone is doable, it can make sense to replace both at once to streamline the work, coordinate the warranties, and reduce the risk of future leaks. If you’re unsure, reach out to a professional for help in deciding the best approach.

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

Skylights need periodic cleaning to remove dirt, debris, and condensation buildup. You should also inspect the seals and flashing once per year, looking for signs of wear or leaks, especially after heavy storms. Energy-efficient skylights with Low-E coatings or double glazing require less upkeep, but all skylights benefit from occasional resealing and checking for cracks to prevent drafts and moisture issues.

Yes, permits are generally required when adding a skylight because the installation will alter the structure of your home's roof. The best time to add a skylight is when you're getting your roof replaced because your roofing contractor can work skylight holes into the design.