Does homeowners insurance cover a water heater?

• <div><p>Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.</p></div>

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Q: Are there warranties available for window repair?

• <div><p>Many windows carry warranties from the manufacturer or installer that may cover the cost of repairs for a fixed amount of time. When installing or replacing windows, ask about any applicable warranties, what kinds of damage and repair they may cover, and what the procedure is for making a warranty claim.</p></div>

Q: How long do home warranties last?

• <div><p>Most <a href="https://www.angi.com/articles/how-long-home-warranty-lasts.htm">home warranties last</a> for a year, and you pay either for the entire year up front or you agree to pay monthly. Some home warranty providers let you extend the contract term to two, three, four, or even five years, and in some cases, contract terms can go up to ten years.</p></div>

Q: Does a water heater warranty transfer to a new owner?

• <div><p>Whether a hot water heater warranty transfers to a new owner depends on the terms and conditions of your specific warranty. However, in most cases, the warranty is not transferable. If the terms of your warranty are unclear, you should reach out to the manufacturer directly for an answer. </p></div>

Q: Do repairs include warranties?

• <div><p>Many contractors offer warranties for parts and labor. Confirm terms before hiring.</p></div>

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Home Warranties questions, answered by experts

Many windows carry warranties from the manufacturer or installer that may cover the cost of repairs for a fixed amount of time. When installing or replacing windows, ask about any applicable warranties, what kinds of damage and repair they may cover, and what the procedure is for making a warranty claim.

Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.

Most home warranties last for a year, and you pay either for the entire year up front or you agree to pay monthly. Some home warranty providers let you extend the contract term to two, three, four, or even five years, and in some cases, contract terms can go up to ten years.

Whether a hot water heater warranty transfers to a new owner depends on the terms and conditions of your specific warranty. However, in most cases, the warranty is not transferable. If the terms of your warranty are unclear, you should reach out to the manufacturer directly for an answer.

Many contractors offer warranties for parts and labor. Confirm terms before hiring.

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The Lihue, HI homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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