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Yes, frozen pipes can cause a toilet to stop working correctly. If the pipes are frozen, water cannot flow, which can lead to two main problems. First, the supply line to the toilet tank may be frozen, which prevents the tank from refilling with water after you flush. Second, the drain pipe itself can freeze, blocking water from flushing away. As a temporary solution for a non-refilling tank, you can manually add water, but this is not a long-term fix. To clear a frozen drain pipe, you can try pouring warm water into the toilet bowl or tank and then flushing, as the warm water may help thaw the ice blockage. Ultimately, the best course of action is to unfreeze the affected pipes to restore your toilet to full functionality.

The spin cycle on your washer should initiate draining, but if you still find leftover water in the washing machine tub, you may need to drain it manually. To manually drain a washing machine, you’ll need to turn off the power supply and locate the drain hose, filter, and pump. Open or disconnect these parts and let the water drain into a bucket.

In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

While technically possible, it is unlikely that a clogged toilet will fix itself. Clogs caused by water-soluble materials like toilet paper or human waste may eventually break down in the water, allowing flow to resume. However, this can take time, and any clogs from solid objects require manual removal. In most scenarios, especially if you don't have another bathroom, it is best to fix the clog yourself or call a plumber.