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Salter Appraisal Services
4.0(
1
)
Appraisal - Real Estate

Serving Whigham, GA and surrounding areas

In business since 1997

Free estimates

At Salter Appraisal Services, we have the comprehensive training and credentials to provide the level of credible property value opinions. With over 21 years of experience that only comes with doing the job, we are prepared to help our clients with practically any type of residential real estate appraisal. If you need an appraisal for any of the following reasons, give us a call today!\n

Response time10 hrs
Recommended by100%of homeowners
Property Appraiser questions, answered by experts

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Typically during transactions or refinancing, or whenever significant improvements are made.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The Whigham, GA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.