Get matched with top deck maintenance specialists in Rossville, GA

Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Composite decking requires a solid foundation or substructure for support. This base is typically a frame composed of posts, beams, joists, and footings. The frame can be built from various materials, such as composite, plastic, timber, or metal, depending on your budget, deck type, and environmental conditions. For maximum stability, a professional deck builder may recommend installing this frame on top of a solid concrete base. It is best to discuss the most suitable substructure design and materials for your specific project with a professional.

Materials for a second-story deck must be weather- and rot-resistant, though the specific choices will largely be determined by your budget and style preference. Pressure-treated wood is on the lower end of the price scale, but it can be customized and stained the way you like it. Composite, on the other hand, is pricier for installation and has fewer options for customization, but you’ll save money and time in the long run because it requires little maintenance.

Building a deck is often worth the investment, not only because it provides more utility to your yard and gives you more space to entertain but also because decks tend to add value to your home. Keep in mind that second-story decks often require concrete footings, which means they will bump up your property taxes, while decks built on the first story generally don’t require a permanent foundation and won’t affect your taxes. Even with the tax increase, decks are usually a good investment in the long run.