FIRST GUARANTY MORTGAGE CORP

I worked with Barber Baxter and disclosed all my information up front. He told me I qualified and gave me a preapproval letter. I found a home went through process of spending inspection money and earnest money. I had a financial contingency period of which I explained to him if funds are not confirmed I lose my earnest money if underwriters do not accept. He guaranteed me approval all the way up to the day before closing. The day before closing he called to say the underwriter could not approve because of my contracted employment. Then he said he would talk to someone else to get the approval. After several attempts to contact him I never received that follow-up call. I had to write a letter and threaten suit to hear from someone from FGMC. The only reason I didn't give them an F is because they did refund my appraisal money.