Stellar Mortgage Corporation- John West logo

Stellar Mortgage Corporation- John West

About us

With 17 years of experience, we help borrowers in Georgia, Florida and California. Stellar has earned the Angie’s List Super Service Award for the past 5 consecutive years. We can help you with virtually any home financing need.

Business highlights

23 years of experience

Services we offer

Residential Mortgages & Home Equity Lines.

Amenities

Free Estimates

Yes

Reviews
5.041 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
98%
4
2%
3
0%
2
0%
1
0%
Showing 1-25 of 41 reviews
Julia E.
Aug 2018
5.0
Yes, I recommend this pro
Excellent! Michael Lappin is the “Best of the Best”. Michael is patient, courteous, and guides you through every step. Thanks, Michael! I couldn’t have done it without you.
Response from Stellar Mortgage Corporation- John West
"Julia, thank you for the pleasure of working with you, again, on your new construction purchase in sunny Florida. Enjoy! You know that I am always here to help answer any question you have."

Brian C.
May 2018
5.0
Yes, I recommend this pro
The best mortgage group I’ve ever worked with. John made everything simple and easy. I would definitely recommend Stellar and will use them again if the need arises.
Response from Stellar Mortgage Corporation- John West
"I really enjoyed working with you both! We had a number of things to accomplished and your participation helped it all go smoothly. I'm especially glad that we were able close your purchase 2 weeks ahead of schedule. I know you are enjoying the new place!"

Terry D.
May 2018
5.0
Yes, I recommend this pro
I worked with John W. upon the recommendation of one of the realtors I was working with for a second home in California after a local mortgage broker I was using didn’t respond to my message for three days (not good). Throughout the process John was either immediately available to answer my calls or emails or he responded within just a few hours, which was important to me as the purchase was taking place in a different time zone and during my busy work schedule (which left very specific times available for me to work on things). Given the higher price point of the home in California, that it was a second home, the unique structure of the income I was using to qualify, and the stricter mortgage qualification requirements these days, working with an experienced and knowledgeable mortgage broker was also important to me - and John delivered on this front, as well. Every financing related deadline designated in the purchase contract was met, sometimes early, and any “issues” with documents I provided along the way were promptly addressed with clear explanations AND resolutions. And where possible, John would reach out to my realtor and Escrow company for answers/updates when I didn’t even have time to breathe. With those experiences with John behind me as closing/funding day approached, I had every confidence that things would go as planned and I would have the keys to my new home as scheduled - and I did. This is the way the mortgage application process should go. Thanks, John.
Response from Stellar Mortgage Corporation- John West
"We made a good team! Your active participation in the purchase financing process made ALL the difference. I'm glad you are getting settled in to your Home Away from Home!"

Judith W.
Nov 2017
5.0
Yes, I recommend this pro
Perfect! John is professional and knowledgeable. He has a complete understanding of the market and is patient explaining all facets of the process. I would recommend him without hesitation.
Response from Stellar Mortgage Corporation- John West
"I have appreciated the opportunity to work with you many times, both in Georgia and in Florida. Enjoy that Sunshine!"

Curtis M.
Nov 2017
5.0
Yes, I recommend this pro
John was wonderful to work with. He put together a competitive home loan package that was more affordable than other packages for other companies. I was able to close in less than 30 days. He was professional, fast to respond, and great to work with. I strongly recommend!!
Response from Stellar Mortgage Corporation- John West
"I'm glad your home search is over and that you found a place in the neighborhood you wanted. Hope you are settling in!"

Andrew O.
Oct 2017
5.0
Yes, I recommend this pro
Michael Lappin helped us with a complicated home construction/renovation mortgage transaction. Michael was steadfast, got the loan closed for us, and we would recommend him without hesitation.
Response from Stellar Mortgage Corporation- John West
"Thank you. I am looking forward to seeing how great your house turns out after your renovation. I know you will really enjoy the location."

Geoffrey H.
Sep 2017
5.0
Yes, I recommend this pro
It went very well. John West was great. He got us a very good rate. Having a printer with a scanner helped a lot. Closing went very well. John was not there but we had no problems.
Response from Stellar Mortgage Corporation- John West
"[Member Name Removed], you and [Member Name Removed] were dream clients! I can't imagine anyone having the ability to respond to requests FASTER than you did. 20 days from application to close, a near record. Thank you again for the opportunity. I'm always here with for any future questions or needs."

Adam A.
Apr 2017
5.0
Yes, I recommend this pro
We worked with John West and were extremely pleased with him in every way. From start to finish (which was lengthy on our part as we took months to find a home) he worked with us every step of the way to get our mortgage worked out. We were highly satisfied with his level of expertise, responsiveness, professionalism and personality. Would recommend to anyone wanting to work with a mortgage company and avoid going through a bank directly.
Response from Stellar Mortgage Corporation- John West
"I really enjoyed working with you both to help get you into your new home. As I've said here before, it takes teamwork and both of you participated actively, and quickly, to help make things happen. I'm certainly glad it all worked out and I hope you are enjoying your new home."

Trisha P.
Mar 2017
5.0
Yes, I recommend this pro
We had a great experience purchasing a house and it was mainly from the help of Michael. Made our 1st home purchase very easy! He spent the time to explain the process and his site to upload documents was simple and straightforward. He walked us through each step and gave us advice for our current house purchase, but also what to look for in the future. Would recommend to anyone!
Response from Stellar Mortgage Corporation- John West
"I'm glad your experience was so positive! It takes a team and we worked well together. I am equally happy to have helped your parents. Welcome back to the States!"

Adrienne B.
Mar 2017
5.0
Yes, I recommend this pro
John West was incredible. He walked me through every step of the process and explained the reasons for each step. Buying a home turned out to be one of the most stressful events in my life, but John was there to keep me calm. He returned calls and emails promptly and made this whole process easier than the horror stories I had heard from others. I would highly recommend Stellar Mortgage to anyone looking to buy a home.
Response from Stellar Mortgage Corporation- John West
"[Member Name Removed], you were a dream client! Your provided good information, which helped me provide viable options. We decided on the best path for you and then you did everything required to make it happen! A tip of the hat to you! I hope you are very happy in your new home!"

Blair B.
Dec 2016
5.0
Yes, I recommend this pro
Their service is, well, stellar! John West is an experienced professional who knows the mortgage market and loan process inside and out. He was informative and available every step of the way. I would not hesitate to use their services again.
Response from Stellar Mortgage Corporation- John West
"Fourteen years is a long time, and I am honored to have been your mortgage professional for your home loans. I am equally honored to have worked with many of your home-buyer clients in your real estate sales practice."

Sue E.
Dec 2016
5.0
Yes, I recommend this pro
It went extremely well. Stellar Mortgage did a fabulous job.
Response from Stellar Mortgage Corporation- John West
"We were happy to work with you. Teamwork helped us get your financing objectives completed well ahead of schedule. Thank you!"

Kevin P.
Oct 2016
5.0
Yes, I recommend this pro
$6,000
John did a fantastic job.  I couldn't have asked for a person that was more professional and on the ball.  He was on top of everything.  He not only completed our transaction in a timely manner, but he did it at a great price and got me everything I could have asked for in my loan.  Thank you again for all that you did, thank you for your professionalism.  We WILL definitely send you customers in the future.
Response from Stellar Mortgage Corporation- John West
"I am glad we got to work together on your home refinance. Your active participation during underwriting helped everything go smoothly and quickly. Kudos to you, and thank you for the opportunity."

Jeff A.
Oct 2016
5.0
Yes, I recommend this pro
John did a good job of assessing my refinance situation and providing various rate/lender options considering the current market environment.
Response from Stellar Mortgage Corporation- John West
"It was a pleasure working with the both of you. Your understanding of "the Process" as well as your responsiveness, played a key role in closing well ahead of schedule. Thank you for the opportunity."

Katie G.
Aug 2016
5.0
Yes, I recommend this pro
Michael Lappin was fantastic to work with.  He was professional, thorough and very supportive.  He truly made the house buying process a positive experience because of the support he gave.  We could not have been more pleased.  I also love that Michael follows up with his clients and continues the relationship to make sure that all of our mortgage needs are met.
Response from Stellar Mortgage Corporation- John West
"I really enjoyed working with you during your home purchase. We can never say it enough: when everyone participates and communicates, we all have a great experience. I hope you are enjoying your new home!"

Douglas S.
Aug 2016
5.0
Yes, I recommend this pro
John at Stellar Mortgage provided me with my mortgage for a new house. I needed a loan package that could accommodate my down payment needs and still get me a great rate and flexibility and John provided both while other mortgage brokers struggled to find the right fit. We had a tight timeline for closing and John worked hard to get everything done in time even with usual lender hiccups along the way. I would use John again for my mortgage needs and would recommend him to others as well.
Response from Stellar Mortgage Corporation- John West
"[Member name removed], we had number of fun things to work through, and you were great to work with!--primarily because you were engaged and equally responsive! I hope you and the kids have settled in and are enjoying the new digs."

Rashida S.
Jul 2016
5.0
Yes, I recommend this pro
John is great. He listened to my concerns, and was super responsive. I originally contacted Stellar Mortgage to get information on whether I would be able to qualify for a loan being 4 years out of bankruptcy. John explained that he worked with multiple banks and that he would find one that would work with me. He found me a bank, got me a super low interest rate even with my credit history, and walked me through the entire process. John was always available to answer my questions, as I had many with this being my first mortgage. He was knowledgeable on everything, from how much I could withdraw from my 401k, to the rules on gifted money. And if he didn't know something, he looked it up with me right there on the phone. The service level provided exceeded all of my expectations. When it was time to close, I felt super positive and comfortable that all of my bases were covered, and that John had taken care of everything. I would highly recommend Stellar Mortgage.
Response from Stellar Mortgage Corporation- John West
"[Removed Member Name] , we worked well together! I knew what we needed to do, and you replied promptly to every request to make the best case for your loan approval. You have a beautiful place, in a super location and I know you are going to very happy there!"

Carter M.
Jun 2016
5.0
Yes, I recommend this pro
$800
The mortgage process with John was completely painless and very quick. He laid out everything going he needed and was extremely fast to respond.
Response from Stellar Mortgage Corporation- John West
"[Removed Member Name] , We had a great experience and a fast one too! I give you a large part of that credit for being so responsive to what we needed to get your new home loan approved and closed. I hope that you both are happy and getting settled in!"

Claire B.
Jun 2016
5.0
Yes, I recommend this pro
John is a true professional.  He's very detailed and gave multiple options.  As with any home purchase things change and his patience and calmness shone through.  John is extremely knowledgable about the industry and often gave guidance when other parties were pushing things that weren't not in my favor. 
I will be using him again for another home I'm buying.
100% recommend him to anybody who is looking for a mortgage professional.
Response from Stellar Mortgage Corporation- John West
"[Member Name Removed], you were a dream client. Having a borrower partner who is engaged in the process and responsive makes all the difference> I know you are happy in your new digs! Look forward to working with you on our next "project"!"

Paul S.
Jun 2016
5.0
Yes, I recommend this pro
My closing took all of 40 minutes due to the great work done by John West and my realtor Ken Anderson.
Response from Stellar Mortgage Corporation- John West
"[Member Name Removed], you were truly a delight to work with. You responded quickly to any follow up items we needed to get you approved and closed. It takes a team, and you were THE key player. Thank you!"

Lynn B.
Jun 2016
5.0
Yes, I recommend this pro
$3,500
Wonderfully smooth and efficient and friendly!
Response from Stellar Mortgage Corporation- John West
"You were once again, a dream client! I find that the happiest of clients are the ones who are engaged and responsive and that perfectly describes you! Thank you again for your trust and business!"

Grant F.
Jun 2016
5.0
Yes, I recommend this pro
$1,000
This was an expert who flawlessly navigated me through my choices and options.  It was the easiest purchasing and financing of a mortgage I have ever experienced and I would not use anyone else but this company in the future.
Response from Stellar Mortgage Corporation- John West
"I really enjoyed working with you on your new home purchase and hope you are enjoying your new digs!"

Linda R.
Jun 2016
5.0
Yes, I recommend this pro
Michael is the kind of calm, reassuring, knowledgable voice you want when you're looking for a mortgage. From the start, Michael knew where to find the best rate and patiently walked me through the paperwork I would need. Often, he anticipated my questions, delivering answers before I even had to ask them. I was happily surprised at my closing that he managed to get me an even lower mortgage payment than we'd discussed! I'm grateful for Michael's help; his conscientious, well-informed way of handling my mortgage (and my nervousness!) will stay with me. I highly recommend him and hope he's still doing this when I go house hunting again years from now!
Response from Stellar Mortgage Corporation- John West
"We worked well together on your home purchase and I appreciate your trust in me. You have a great home in a great neighborhood. Enjoy!"

Maria P.
Apr 2016
5.0
Yes, I recommend this pro
$1,000
Michael Lappin with Stellar Mortgage Corporation assisted us with our recent mortgage and closing. From day one he and his company were kind, attentive and extremely professional. He made the process very easy and stress-free. From the application process all the way to the closing table. He has also made us feel very confident that he will continue to assist us with keeping us up-to-date on interest rate trends, opportunities to continue to save if possible and to continuously monitor our loan and loan options. We would highly recommend Stellar Mortgage to anyone in need of a mortgage company for a home purchase or refi!

Philip S.
Nov 2015
4.0
I was in tight time crunch to put in an offer and close on my condo. I said right at the beginning what my time frame was and after a couple of interactions John informed me that he would be on vacation, but said it should not effect the mortage process. It wasn't clear to me that his entire office would be closed during his vacation and that he would not be reachable. The office closure would not work for the 4 week close that both real estate agents and the seller wanted.  

The pre-approval letter was delayed, because of additional info John requested that I provide. I had difficulty getting my hands on that info, creating a 6 delay. At my real estate agents insistance, I submitted info to another mortgage lender and they gave me the pre-approval right away without that additional information. 

Maybe this company is not a good fit for what I needed. The company I ended up going with gave me pre-approval in 24 hours with less info and had a large team working with me to make sure I could close in 4 weeks.

Conversation with John after the fact revealed that he wanted to be sure the deal wouldn't fall through, once I put down ernest money and we were in the mortgage process. It's a more conservative approach that would have been welcome, if I wasn't under such a time crunch on a hot property. 

I'd say if you are in a time crunch to get pre-approved and quickly close on  a hot property, you may want to go with someone else. But if you have the time for a thorough review to make sure everything is in place, I think John would do a good job.
Response from Stellar Mortgage Corporation- John West
"I'm glad I had a chance to correspond with the Angie's List member on his rating. While I cannot help everyone obtain their mortgage, I'm happy when anyone is able to make their homeownership goals a reality. I always try to be straightforward and arrange the best fit and timing for my clients, not " just a mortgage". I try to only tell someone that I can help them secure a mortgage when I know that I can get it done. The last thing I want my clients to have is an expectation that I cannot live up to. In this case there were some things that I was not 100% comfortable with promising without additional research. From experience I know this helps us avoid frantic situations. This cautious approach has allowed me to provide clear objectives, timeframes and probable outcomes to my clients and referral partners. It is never good to get into a situation where everyone is expecting a loan, it cannot close and earnest money is at risk. That hurts all parties involved - buyer, seller, real estate agents. We work in time crunch situations, often, and can qualify most clients quickly when we receive the needed information. It is those times when this is not immediately possible, that we cannot issue a pre-approval letter in hopes of it working out later. We always want to be fair to all parties involved. Doing something less would lessen the value of a pre-approval from STELLAR. Our reputation is everything. When we say we can get someone their loan, we don't want clients, sellers and partners to think we are just "trying" to get a loan, but that we will deliver the closing on time without drama and fire drills. It was not the best fit for this member, although our approach has worked well for many satisfied clients."
Showing 1-25 of 41

Licensing

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

Stellar Mortgage Corporation- John West is currently rated 5.0 overall out of 5.

Yes, Stellar Mortgage Corporation- John West offers free project estimates.

No, Stellar Mortgage Corporation- John West does not offer eco-friendly accreditations.

No, Stellar Mortgage Corporation- John West does not offer a senior discount.

No, Stellar Mortgage Corporation- John West does not offer emergency services.

No, Stellar Mortgage Corporation- John West does not offer warranties.