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    Average homeowner rating
  • Verified reviews icon23
    Verified property appraisals reviews

Top-Rated Property appraisers in Niantic - Updated Nov 2026

Alpha & Omega Enterprises
4.8(
53
)
Appraisal - Real Estate

Serving Niantic, CT and surrounding areas

Approved

In business since 1986

Customers say: True professional

"I blindly called Nico based on the reviews. I talked with him to get a quote before getting other quotes. However, while speaking with him, I hired him on the spot to do an appraisal in Old Lyme. He did not disappoint. He is personable, and more importantly, very knowledgeable about the sales in our area. He is reasonably priced and provided a comprehensive appraisal. The best thing though is after receiving the appraisal, I had a few "what if" questions. He then spend some time with me to answer my questions while looking at other comps in the area. I highly recommend him."
Nicolaas van Yperen
Response time4 hrs
7 neighbors recently requested a quote
Recommended by92%of homeowners
Avatar for Mostad & Company, LLC
Mostad & Company, LLC
5.0(
3
)
Appraisal - Real Estate

Serving Niantic, CT and surrounding areas

In business since 2006

Free estimates

Credit card accepted

I pride myself on reliability, great communication, integrity, and quality work. I am an expert in Real Estate Appraisals in Connecticut and do my best to inform my clients on the process and keep them informed.\nI believe in asking a lot of questions regarding the property at hand.\nI am available 24/7 for emergencies. I look forward to working with you.

Pierrepont Lake
Response time4 hrs
Recommended by100%of homeowners
Property Appraiser FAQs, answered by experts

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The Niantic, CT homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.