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Like pools, ponds can be a safety risk, so they may increase your homeowners insurance. Be sure to let your insurance company know if you build a pond on your property—they may have safety requirements in order to keep your premium from increasing. 

Consider the pros and cons of installing a water fountain in your backyard:

Pros

• Fountains can add beauty to your backyard.

• Creates a relaxing space to enjoy in your yard. 

• Water features can add more value to your home.

Cons

• Regular maintenance is necessary.

• Upfront and maintenance costs can escalate quickly.

• Space may not permit you to install the fountain you want.

How many fish can call your pond home depends on the volume of the pond and the fish size. Your pond's filtration system also influences the number of fish that will thrive in a pond. A general rule of thumb is to have 1 inch of fish for every square foot in a pond that's 2 feet deep. Another rule of thumb you can follow is to have one koi fish for every 200 gallons of water or two goldfish for every 200 gallons.

Though there are a lot of factors that go into caring for a koi pond, the most important maintenance you can do is frequent water checks using a koi pond test strip that checks the water for dangerous conditions.  In addition to regular pond maintenance costs, you’ll also need to winterize your koi pond if you live in a colder area.