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Avatar for Appraisals by Silvana
Appraisals by Silvana
4.5(
134
)
Appraisal - Real Estate

Serving Ione, CA and surrounding areas

Approved

In business since 1999

Free estimates

Customers say: Quick response

"Sylvanna was a very pleasant person to deal with. She did the appraisal and e-mailed the document to us very quickly, as she had promised. Unfortunately, we disagree with her assessment. We have a 20 x 30 shop with attached RV-port that she felt was "personal property" and therefore was not used to determine the property value. There's no way this permanent building on a cement slab would be taken/moved when we sell."
Response time4 hrs
76 neighbors recently requested a quote
Recommended by91%of homeowners
Avatar for Marketplace Housing
Marketplace Housing
4.3(
11
)
Appraisal - Real Estate

Serving Ione, CA and surrounding areas

In business since 2003

Free estimates

Emergency services offered

"Marketplace Homes has managed two residential rental properties for me, and everything has always been very easy. They coordinate showings, negotiated rent with tenants, and hired contractors as needed at each property. I would use them for any rental property I have in the future!"
Recommended by77%of homeowners
Sacramento Valley Appraisal
5.0(
1
)
Appraisal - Real Estate

Serving Ione, CA and surrounding areas

In business since 1996

Credit card accepted

\nSacramento Valley Appraisal is a locally owned and operated company that values honesty and integrity in all aspects of our business. Our dedicated team of professionals have years of hands-on experience, to provide innovative ideas and suggestions tailored to your projects. Our services are customized to your individual needs, paying close attention to the details of each project that we are involved with. Please feel free to contact us today! \n

Response time4 hrs
Response rate100%
Recommended by100%of homeowners
Justin Gentry, Appraiser
0.0(
1
)
Appraisal - Real Estate

Serving Ione, CA and surrounding areas

In business since 2006

Free estimates

Credit card accepted

Allow Justin & Rayleane Gentry of Justin Gentry, Appraiser, to perform your next residential appraisals for Real Estate. You can use these appraisals for purchases, refinancing and private mortgage insurance removal. Appraisals are also required for FHA loans, divorces, and estate settlements. \n \nCall Justin or Rayleane today to schedule your appointment! \n

Recommended by100%of homeowners
Property Appraiser questions, answered by experts

Yes, appraisals are often used for property tax appeals, estate planning, and determining market value.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The Ione, CA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.