Get matched with top chimney inspectors in Oxford, AR

No, home improvement loan rates typically do not drop during certain times of the year. Interest rates go up and down based on economic conditions rather than on the time of the year. Some banks may offer slight rate discounts around the same holidays every year, but this is a marketing decision rather than a decision based on the time of the year. If you want to use a home improvement loan to fund your remodeling project, the best option is to shop around at different banks for the best rates.

Gaps in new construction are common and typically not a cause for concern. New homes experience settling during the first one to two years as the foundation adjusts and building materials acclimate. Monitor gaps during this period and address them once settling stabilizes to avoid repeated repairs.

The main purpose of a home inspection is to assess the overall condition of a home. It looks at major systems, like electrical and plumbing, and considers the long-term safety of the home. In contrast, a home appraisal sets out to estimate a home’s fair market value, often for lending purposes. At about $350, a home appraisal costs about the same as an average home inspection.

Repiping your home creates a large mess, and you won’t have access to water while your contractors are working. To prepare, contractors will cover the floor and furniture with drop clothes. In some cases, they may move furniture to protect it and get it out of the way. They’ll then cut holes in your walls, floors, and ceiling to expose the existing pipes.

They’ll also turn off your water, but they’ll leave at least one bathroom and the kitchen functioning at the end of the day. You’ll need to plan accordingly.