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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

If your house was built before 1978 and you’re noticing cracking or peeling paint, a lead paint inspection is a good idea. A lead paint inspection gives you accurate information about the presence, location, and condition of lead-based paint in your home. This information is essential for making informed decisions about lead paint removal to ensure your safety and health and that of your family. If your inspector finds lead, you’ll need to take steps to manage or remove the lead-based paint and comply with laws and regulations.

Testing typically costs between $200 and $600, depending on the number of samples and laboratory analysis.

Determining if your water main contains lead involves a few steps. First, check the age of your property, as homes built before the 1980s might have lead pipes. Contact your water utility company for information on your service line material. Then, you can hire a professional plumber to conduct an inspection or use a lead testing kit to analyze water from the main line.

When a surface that contains lead dust is disturbed, the dust can float about in the air for roughly an hour before settling again. Since you cannot see the dust, it is important always to wear protective gear when working with any materials that may contain lead paint and to keep children, pets, and others away from the area for as long as possible

The Helena, AR homeowners’ guide to lead testing and removal services

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