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Homeowners insurance may cover damaged floor joists, depending on your policy. Insurance typically covers issues from storms, fires, or water damage from burst pipes. However, don't expect your insurance company to cover damage from wear and tear, poor maintenance, or termites.

If you’re just replacing a few broken or damaged joists, you can expect to pay anywhere from $100 to $300 per joist. However, a complete installation for a home or room will take into account the cost of labor, which ranges from $25 to $40 per hour. Floor joist installation for an entire room, for example, can cost between $5,000 and $10,000, depending on the room's size and the materials used.

Some states require carpenters to be licensed to perform forms of carpentry, such as framing. The license requires a certain amount of experience and to pass an examination. In states that don’t require carpenters to be licensed, they must be licensed as a contractor if they work independently rather than solely as a subcontractor under a licensed builder. Use Angi’s contractor licensing tool to find out whether a potential carpenter is licensed in your state.

Labor plays a significant role in the installation of butcher block countertops. Depending on who you hire, your location, the customization level of the project, and whether the wood is already finished, you may pay a professional between $10 and $150 per square foot to install a butcher block countertop. On average, expect the per-hour price to run between $60 and $100.