Get matched with top solar panel pros in Wing, AL

Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.

As long as your solar panels are properly installed without damage to your roof, they will not shorten the roof’s life span. Solar panels can act as a cover or barrier to your roof and help block external elements, such as debris, heat, and UV rays. Reduced exposure to the weather can extend your roof’s life.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

In most cases, solar panels are covered by homeowners insurance because they are considered a permanently attached part of the home, and you may not need additional coverage. However, it is essential to read the fine print of your specific policy to understand the extent of the coverage, as some policies might only cover certain types of damage, such as hail. Always check with your insurance provider before installing solar panels to ensure your policy provides adequate coverage for your investment.