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The average cost to repair hail damage to a home is around $1,100, but you could pay anywhere from $250 to $3,000 or more, depending on the extent of the necessary repairs. If a hail damage repair company determines your roof is too old or too damaged to be worth repairing, then you might pay an average of $9,200 to replace your roof. Excessive hail damage may be covered by your homeowner’s insurance policy or a home warranty, so check those policies before paying out of pocket for roof repair or replacement.

Metal roofs are more resistant to hail than other types of roof materials; however, hail can still damage a metal roof. The extent of the damage depends on the size of the hail and the severity of the hail storm. The type of damage a metal roof can get from hail includes dents, scratches, loose fasteners, leaks, and cracked paint.

In many cases, yes, homeowners insurance covers roof damage caused by snow. For example, if your roof collapses in a snowstorm or an ice dam leads to a leak in your ceiling, your policy should cover the cost of repairs. However, to get your claim approved, your roof must be well-maintained and in good condition overall, aside from the recent snow-related damage.

The most obvious sign of ice dam problems is large icicles forming on your roof or your gutters. You might also notice water spots on the underside of the roof decking or wet or drooping insulation in your attic. Severe damage from ice dams can include water spots on the ceilings inside your home.