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Hurricane Film questions, answered by experts

Costs depend on the extent of damage, material restoration, labor, and emergency service requirements.

Homeowners insurance may cover basement flooding, but only if a covered peril causes it. For example, a burst pipe may be covered if the event was sudden and accidental, not caused by wear and tear or homeowner neglect. Flooding caused by extreme weather is only covered if you have a separate flood insurance policy.

Yes, hail damage to your roof can definitely cause water leaks in your roof. This is because hailstones can break, chip, crack, or split shingles of all types, exposing underlayment. This underlayment doesn’t offer as much protection against water, so when it becomes compromised, water can penetrate and leak deeper into your home.

The most obvious sign of ice dam problems is large icicles forming on your roof or your gutters. You might also notice water spots on the underside of the roof decking or wet or drooping insulation in your attic. Severe damage from ice dams can include water spots on the ceilings inside your home.

If you’re installing hurricane ties, consider other storm-proofing projects. You could call a window pro to install storm windows, get in touch with a door installer to add storm doors, or just ask your hurricane tie installer what other projects they’d recommend you get done at the same time.

The homeowners guide to home care is here

From average costs to expert advice, get all the answers you need to get your job done.