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While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.
You can put new siding over clapboards, but it’s not recommended. Some sidings, like vinyl siding, can go over clapboards with sheathing like a foam layer in between. However, it’s best to remove clapboard siding if you plan on replacing it with new siding. Burying wood clapboards underneath new siding can create risks of rot and mold, or hidden insect damage. It can also create warping issues over time. Removing clapboards allows you to properly install a new sheathing, as well as clean up the exterior wall and look for any signs of damage.
Not always. The answer depends on your specific vinyl siding product. While some manufacturers advise against pressure washing, others recommend pressure washing as long as pressure is kept below a certain threshold.
Little maintenance is required beyond periodic washing with a garden hose to remove dirt. Avoid using abrasive cleaners or pressure washers that might damage the siding.
You may only need to repaint fiber cement siding every decade or so, but you should clean it every six to 12 months, depending on your local climate. First, wash with a garden hose or similar low-pressure device (not a high-pressure washer, which can damage the material) to remove dirt and any large debris. Then, gently wipe down the surface with a soft brush or cloth in a side-to-side motion, following the grain of the fiber cement.
The Chevak, AK homeowners’ guide to siding services
From average costs to expert advice, get all the answers you need to get your job done.
The cost of Hardie board siding depends on the size of your home and the style and color you choose. Get a more accurate estimate with our in-depth cost guide.
Siding is a critical part of keeping your home protected from the elements and looking great. Learn what siding on a house is, how long it lasts, and what it costs.
Learn who to call when you need to replace or install the siding on your home. Choose a professional who will install your siding correctly and safely.
Hiring the right siding contractor can make this project go smoothly. Learn how to hire a siding contractor, what to ask, and what red flags to look for
