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High winds can be harmful to casement windows and all types of windows. Because casement windows can swing outward, high winds could slam the window against the side of the house, bend the hinges, or even rip the window off of the hinges. If you hear some strong gusts outside, it’s best to pull the casement windows shut until it all blows over.

In many cases, yes, homeowners insurance covers roof damage caused by snow. For example, if your roof collapses in a snowstorm or an ice dam leads to a leak in your ceiling, your policy should cover the cost of repairs. However, to get your claim approved, your roof must be well-maintained and in good condition overall, aside from the recent snow-related damage.

Homeowners insurance may cover basement flooding, but only if a covered peril causes it. For example, a burst pipe may be covered if the event was sudden and accidental, not caused by wear and tear or homeowner neglect. Flooding caused by extreme weather is only covered if you have a separate flood insurance policy.

Unfortunately, there’s no definitive answer to this question, but the wind rating of your shingles will give you a good idea of what wind speeds can damage your roof. If you’re concerned about damage, inspect your roof following windy conditions to look for signs of wind damage to your shingles. When in doubt, consider hiring a professional who fixes roofs to carry out an expert inspection. Remember that hurricanes, tropical storms, and tornadoes are likely to cause the most damage, but even severe thunderstorms can bring winds that compromise your roofing system.