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UPDATE: Most concerning to me is that Mr. Jesperson has never once reached out to my husband or I regarding our complaints with his agent and company. The day we asked Mrs. Ruman to sign a waiver releasing us from any contract or obligation to her and The Property Exchange, being the responsible broker, Mr. Jesperson was the party who actually signed the release. He did not come in the office and ask why we were unsatisfied or if there was anything he or Carol could do to make amends. Furthermore, once I submitted this critical review of his agent and company he still did not attempt to contact us and ask specifically what it was that Carol did to make us chose to do business elsewhere. He has simply issued a cheap, shallow defense and deflect approach.
Out of 62 agents Mr. Jesperson states he employes at The Property Exchange, Carol Ruman has been mentioned by name in two separate negative reviews. Furthermore, there are only four total reviews of TPE and all are negative. Any agent, company or business with any integrity would at least try to reach out to the client and attempt to find out the details of why the client is upset enough to take their business elsewhere and write a negative public review. Mr. Jesperson has made no attempt to find out the details of our complaint. He either is completely unaware of how his agent(s) handle business or he condones it.
Most certainly real estate transactions are emotional but not in the way Jesperson is attempting to make this situation out to be. Carol lied and misrepresented multiple matters to us-she insulted our intelligence and offended us in the worst possible way. We are dealing with large sums of money and legal contracts-we needed an agent and company that will be honest and forthright no matter what. We certainly did not find even a hint of that with Carol or TPE. Jesperson has suggested that asking about Carol around town will clear up any questions regarding her integrity and honesty-I did ask all over Cheyennne and every response I got was negative, for Carol and TPE.
Just a few examples of Carols indiscretions:
We put an offer in on a home that was accepted. Between her and the lender it was set for a 2 week closing (first time homebuyers, we didn't realize how crunched that timeframe would be). She claimed to have recent (less than a month old) inspections (electrical, plumbing, structural) on the home from a previous offer that fell through and that she would give those to us (and Kent-we realize this is not typical but CAROL SWORE SHE HAD THEM FOR US). One week went by and we kept asking for them and she never would produce the inspections. One week to the day of the scheduled closing I demanded she hand over the documents or make arrangements on her dime to extend the close date so we could schedule inspections. While still insisting we didn't need to waste our money on inspections Carol handed over the Sellers copies of repairs that had been done back in 2010. There were no recent inspections-when I questioned Carol why she insisted she had recent inspections her response was that "she didn't know they didn't have them" yet all along swore and promised she had recent inspection reports. I was able to get inspectors in at the last minute. Everything looked good until we got to the electrical inspection. The home (built in 1928) had frayed knob and tubing wiring covered in old insulation with open junctions in the attic. According to the electrician this would cause us some issues with insurance. Carol argued with the electrician that it wasn't an issue-basically saying he didn't know what he was talking about. So I had a second electrical inspection done-he confirmed that with a few upgrades (remove the insulation, close the junction boxes, etc) the K&T wiring would be functional but he was not familiar with insurance issues. The next day Carol brings me a handwritten note of local insurance agents she called to inquire about insuring a home with K&T wiring (I have this note on file and can be uploaded). According to her, all of them will insure at no additional fee. So I took her note and called the exact same people. Only ONE of the companies would insure the home (the rest would only insure the home if the K&T wiring was removed) and that was at triple the rate of typical homeowners insurance ($3,200 a year). According to the people I spoke with on her list, Carol DID NOT disclose that the home had K&T wiring. Because the homeowner was unwilling to negotiate on the price in order to make the necessary repairs and Carol was trying to convince us it was not an issue, we chose to walk away from the deal. If she can lie that easy I don't need her involved in transactions that are legally binding on my husband and I.
Another example:
Carol was thrilled to inform us we didn't need to pay for a roof inspection-something I was insisting on and something she kept telling me not to waste our money on, that she could get her guy to do it for free. Thankfully I was at the home when the "roof inspector" came by-he did not climb on the roof or inspect it-he held a camera up and snapped a few pics. Less than 12 hours later I received the report via email that the roof was in great shape with no damage. When I questioned Carol as to why he didn't get on the roof and check for leaks and damage she stated "Well that's not his job, he's just making sure insurance will insure it." And then she read aloud from our contract that if we wanted to check for leaks or damage then we needed to hire our own inspector, that it's the buyers responsibility. All the while she was discouraging it because it was "a waste of money" because she "got it done for free."
The pattern with Carol is to discourage any activity that could jeopardize the sale and say anything to close the deal. Inspections could reveal defects that could cause a contract to fall apart so therefore she discouraged them.
In the end, my husband and I were willing to buy the home as-is at the proginal agreed upon price ($1000 less than asking with no concessions) and make the repairs ourself however we were completely unwilling to do any further business with Carol Ruman or Coldwell Banker The Property Exchange, so we walked away.
Carol Ruman, Kent Jesperson, and The Property Exchange has shown no integrity whatsoever-not once has Carol or Jesperson attempted to discuss this issue with us-they have only tried to defend and deflect via Angie's List. Mr. Jesperson can argue all he wants about the reputation that TPE holds but I'm under the impression he is out of the loop as to what is being said around town about TPE agents and the manner in which they conducts business.
Carol Ruman, Kent Jesperson, and Coldwell Banker The Property Exchange have proven they are not to be trusted with such high dollar, legally binding business transactions.
"I am Kent Jesperson, the Responsible Broker and Manager of Coldwell Banker The Property Exchange. It's important to me that when there's a complaint submitted that brings into question the company's integrity and my agents integrity, I need to address this immediately. Carol Rumann, my agent, has been a licensed Realtor® for 35 years; she has always maintained the highest level of care for every one of her clients. These are not just words that are unfounded but if anyone would inquire to ANY real estate company in Cheyenne, they would find out that Carol exemplifies the highest integrity and honesty in every transaction. Carol Rumann has always gone the extra mile in all her real estate transactions. Carol's integrity is above reproach. Coldwell Banker The Property Exchange has been in business for the past 33 years. The company has represented thousands of buyer and sellers throughout the years. We have 62 agents and we have built this company on our reputation for being honest and forthright in all our transactions. This complaint that brings into question the company's reputation and Carol Rumann's reputation is 100% unfounded and unwarranted. Real estate transactions can be complicated and many of them are very emotional. When real estate transactions fail, for any reason, it may be very emotional for one or both sides. I'm very sorry that [member name removed] feels that the role Carol Rumann played in this deal was unacceptable, I want to assure all that it was never her integrity or honesty that should have been in question. Respectfully, Kent N. Jesperson, Responsible Broker Coldwell Banker The Property Exchange"
"I'm Kent Jesperson, The Responsible Broker for Coldwell Banker, The Property Exchange, responding to [member name removed] situation of the Purchasing of her home. In a Contract to Buy and Sell Real Estate, it is only the “Buyer” and the “Seller” that are named as “parties” to the contract. A Brokerage Firm does not have the authority to go back to the Buyer or Seller if unnoticed defects are discovered after closing. While a Brokerage firm may be empathic to the party who has been affected, the Brokerage Firm cannot enforce a party to correct a defect. This can only be done with Buyer contacting the Seller and hopefully both working out an equitable settlement or correction of the defects, or having a Court of Competent jurisdiction resolving the issue. The Brokerage Firm has no legal grounds to make one party cure the defect. The Purchase Contract has a paragraph that allows the buyer to any and all inspections they deem necessary to purchase the home. As stated, all parties recognized this to be a newly remodeled home, however the inspections may not discover a hidden defect that has been covered in a remodel. When listing a property for sale it is inherent that the owner (seller) disclose to The Brokerage Firm any known defects or code violations. If the Seller has not disclosed any known defects to the Brokerage firm or its licensee’s, it would be unreasonable to assume the licensee had knowledge of the hidden defect unless they had lived in the home or was present during the remodeling process. [member name removed] has discovered some defects to her home after closing, we're truly sorry for her situation, but not being a party to the contract, The Brokerage Firm is limited on what can be done. We have put her in touch with the Seller directly, and hopefully both can work out the situation, but Coldwell Banker, The Property Exchange cannot legally get involved."
In addition, a HVAC inspector that I hired to perform a pre-purchase inspection was not given access to the house prior to closing. He was told to contact me for access. That is ridiculous since I didn't have access to the home. By the time I spoke to the HVAC inspector, the time period for the inspections to take place had passed and I was bound to the contract to buy the home.
I am thoroughly disappointed in the professionalism and customer service of TPE. I would not use them in the future.
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