Marine Credit Union

I have dealt with different credit unions in the past. Their rules are a little bit more relaxed than banks. They've really helped me buy a home. They don't just basically go by credit score. Some places are only credit score driven. But they look at the person, their needs and their income instead of just credit scores. It was a basic straight home loan and there wasn't any points involved. There is a closing cost for any loan. But their closing costs are really low compared to others I've paid in the past. It looks like they mostly do business in Wisconsin. You have to open up a savings account in which you only have to put in $5. I would recommend them.