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Top-Rated Custom home builders in Florence - Updated Nov 2026

Higar Construction, LLC
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Serving Florence, WI and surrounding areas

In business since 1998

Free estimates

Our clients receive the finest quality workmanship and the most cost effective performance available, in keeping with their highest expectations and ours. \n \nWhether the project is large or small, we develop a carefully coordinated team strategy that meets all construction and project administration needs. \n \nWorking closely with the project owner, architect, and consulting engineers, we ensure that the project is thoroughly planned and carefully coordinated. \n \nThen we deliver top quality construction that follows the approved plans, follows all specifications, and meets all required codes and acceptable standards, explicitly, within budget and on schedule. \n \nFull, and acceptable compliance by all craftsman and materials suppliers with the requirements of the contract documents and the governing authorities, is maintained throughout the project. \n \nOur clients benefit from the full spectrum of our combined experiences and expertise. We willingly extend all areas of our expertise to resolve specific problems and assist the client during any phase of the project

Recommended by100%of homeowners
Custom Home Builders FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Yes, modular homes offer a wide range of customization options for layout, finishes, and features.

A-frame homes are on the smaller side. While there’s no set square footage amount it has to be, it will usually come in around 1,000 square feet or smaller.

Custom homes can take an average of 18 months to build, mainly due to the lengthy design process, and most projects take somewhere between 12 and 24 months. When you work with the right custom home builders near you, they can help you map the road ahead and understand what can speed up or delay the timeline. Choosing locally available materials, for example, can speed things up without losing that customized touch.

Most cottages are around 1,000 square feet, making them smaller than most other styles. However, cottages are defined more by their decor and architectural focus on simplicity, functionality, and a connection to nature than they are by a rigid square footage or floor plan. While cottages are defined more by their charm and appearance than size, the smaller footprint does help maximize the comfort and charm, and it keeps the focus on connection to nature and family.

The Florence, WI homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.