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Top-Rated Custom home builders in Florence - Updated Nov 2026

Higar Construction, LLC
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Find a Custom Home Builder

Serving Florence, WI and surrounding areas

In business since 1998

Free estimates

Our clients receive the finest quality workmanship and the most cost effective performance available, in keeping with their highest expectations and ours. \n \nWhether the project is large or small, we develop a carefully coordinated team strategy that meets all construction and project administration needs. \n \nWorking closely with the project owner, architect, and consulting engineers, we ensure that the project is thoroughly planned and carefully coordinated. \n \nThen we deliver top quality construction that follows the approved plans, follows all specifications, and meets all required codes and acceptable standards, explicitly, within budget and on schedule. \n \nFull, and acceptable compliance by all craftsman and materials suppliers with the requirements of the contract documents and the governing authorities, is maintained throughout the project. \n \nOur clients benefit from the full spectrum of our combined experiences and expertise. We willingly extend all areas of our expertise to resolve specific problems and assist the client during any phase of the project

Recommended by100%of homeowners
Custom Home Builders FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

Whether a prefab home is worth it or not will depend on your personal needs and preferences. Overall, prefab homes tend to cost less than traditional homes, although they also tend to have lower resale values. Another thing to consider is that prefab homes usually last 50 to 60 years or longer, while traditional homes last 50 to 100 years or more.

Renovating or remodeling an existing structure is usually less expensive than the cost to build a new house. That’s because you can save on the costs of new building materials, laying a foundation, framing the entire building, and installing new materials and utilities throughout the house. However, if a home is in very poor condition or is incredibly old, you could spend more on upgrades and restoration compared to building from scratch.

Yes, professionals offer mantel and surround customization for aesthetic appeal.

Whether it’s more affordable to gut a house than build a new one depends on the markets where you'd be buying and selling. However, it’s usually less expensive to renovate a home than to build new construction. 

Most homeowners pay between $100,000 and $200,000 for demolition and remodeling costs, whereas the average cost to build a new home is between $139,000 and $531,300.

The Florence, WI homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.