Fairway Independent Mortgage

Marie was available night and day if we had any questions. She was there for us through the whole process, making the us feel completely confident in our decisions. She gave us choices and carefully explained all the options, so we could make educated decisions. Her team is helpful, supportive and knowledgeable, there for us when we needed them. I have purchased several properties in Bellingham and have always used Marie. She has helped my family make wise financial decisions. I trust her so much I've had her help my Mom, niece and nephew, my brother, and several friends. I can't say enough good things about Marie!

Envoy Mortgage's service resulted in a very pleasant beneficial loan for Sue and I. And yes, I would get a loan from them and specifically Marie again and have used their services in the past for other real estate investments. Their staff and Marie in particular was there for us every step of the way so that the process was simple and straight forward. If a home loan could be a pleasure Marie at Envoy made it as close to that as possible ! ! A personal note about my Son, who is working with Marie at Envoy to get his loan for his first home. The process has been very educational for him and he has been very well informed and made to feel very comfortable with his first investment. Sincerely, Dean B.

She was slow to return calls. Took several calls just for response. Overall impression, too busy. She only wanted easy to approve mortgage loans.

"I relocated from Oklahoma to Bellingham WA in June 2012. I first met Marie in April 2012 when I came for a week to look for a home to buy. I didn't buy one then but I began working with Marie in preparation for purchasing a home when I found the right one. I returned to Oklahoma to sell my home there. Then I moved to Bellingham in late June 2012 and rented a condo while looking for a home. In July, I chose one and Marie began the process to find the best possible mortgage package for me. I could write a lot about this but I will simplify it with one word: WOW! Honestly, I could not believe how simple she made it and how little effort was required on my part. She also got me a fantastic interest rate on the loan. She is so very knowledgeable about real estate loans, plus she has an impressive work ethic. Add to that honesty and concern for others and you have an award-winning recipe. If you are looking for help with a real estate loan, go see Marie Bjornson. You will not be disappointed." Stephanie C., Bellingham WA

We have used Marie Bjornson and her team many times. We have always been very happy with the level of professionalism and service Marie provides. She and her staff are very helpful and efficient, and strive to ensure a successful refinance. She gets the best rates with no points or the lowest points possible. This time we chose a zero closing cost loan. Marie and her team pay attention to all the details and are tenacious in making certain that you get through the loan process smoothly. She has helped many of our friends and family sucessfuly with purchase loans and refinances. She has also helped our young niece buy a home, first showing her how to establish good credit and setting her up for her eventual purchase. We totall trust Marie and her team.

At first there were a lot of papers to get together, but, then the process went smoothly, we did most work via emails, and the phone.

Everything went well until closing. The day after labor day we were called by the title company that we needed to sign that day, because the "rate lock" would expire. It turned out that that was not correct, and closing a day or two later would have been OK. When I enquired with the loan officer why we were called at the last minute she said that the Title Co had the documents on Friday (actually it was 6:00 p.m. on friday before labor day). I pointed this out,and she said "they had them on Frday". On tuesday (the day we went into sign the documents) my employer (part time seasonal work) had received a call asking for "verification of employment" for a real-estate partnership that has nothing to do with the work I do for this employer, and anyone in the mortgage industry should have known that this type of partnership isn't an "employer relationship". This was after the paperwork had already been forwarded to the Title Company.