Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: What is the difference between a property valuation and an appraisal?

• <div><p>A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert&rsquo;s opinion on <a href="https://www.angi.com/articles/home-appraisal-vs-market-value.htm">how much your property will sell for</a>. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you&rsquo;ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.</p></div>

Q: Do estate shutters increase home value?

• <div><p>Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home&rsquo;s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.</p></div>

Q: Does a smart home increase property value?

• <div><p>A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.</p></div>

Q: Can professionals appraise unique or non-traditional properties?

• <div><p>Yes, experienced appraisers handle a variety of property types with tailored methods.</p></div>

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Verified Reviews for Property Appraisal pros in Andover, VT

*The Angi rating for Property Appraisal companies in Andover, VT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Andover, VT is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 20, 2025

Reviewed in November 2024
Have worked with Ryan on several yard projects. He cut down trees, transported construction trash to dump, York raked yard, and moved a pile of sand to another location on our property. Very efficient and reliable service. Planning on having him do more work on future projects.
Woodsman Provisions & Services
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Reviewed in October 2024
Did a great job appraising my parents home in preparation for an estate sale. Very thorough.
Eric Klein Appraisals
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Reviewed in January 2024
Backta Black installed an asphalt driveway on our residential property in October 2023. Shante and his team completed the job on the date we agreed upon, very competitivey priced and performed with great attention to detail. We heard many compliments from our neighbors and would recommend Backta...
Backta Black
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Reviewed in November 2023
We hired Chris to paint our house in Thornton, NH. We hire a lot of subcontractors for properties and Chris is one of the easiest ones we've ever worked with. His quote was fair and he did a great job repairing, prepping and painting our house. He also finished the job right on schedule as...
New Coat of Paint
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Reviewed in October 2023
Stuart came to property, walked property and listened to project I wanted to have done. He promptly gave a written quote for work. We agreed on pricing and scope of work. He came when he said he would. He and his crew arrived on time promptly went to work, completed tasks. He left the property...
All Tree
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Reviewed in June 2023
I needed a tree taken down on an emergency basis, and TLC showed up the next day without delay. Navigating tough terrain on a lake, a dead 90 foot Pine was split and about to fall on our house or dock, but TLC was able to utilize their technical expertise to drop the tree safely without causing...
TLC Tree & Crane Service
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Reviewed in May 2023
Highly recommend these professionals. They were thorough, respectful of my property and efficient. Excellent service and price
Super Savings Painting
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Reviewed in May 2022
Have company visit the project before giving their estimate. Used Google earth to view property and did not see an additional part of the deck and then had to increase the cost when they got here.
Spotless Glass
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Reviewed in February 2020
HORRIBLE !! Several weeks ago I was to have gutter work done by the Lindstadt Company. When the crew arrived a member of the crew backed a very heavy trailer up my driveway and ripped the apron of the driveway and also cracked the side of my concrete driveway. I pointed out the damage to the...
Lindstadt Seamless Gutters
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Reviewed in August 2016
Excellent work. His performance was neat, clean, did no damage to driveway or neighbors property. He arrived on time and was fairly priced. I would use him again without hesitation.
McKenney Construction
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Property Appraiser questions, answered by experts

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Estate shutters are considered a high-end window treatment that increases home value. As previously mentioned, this project comes with an ROI of up to 75%. Shutters can also improve your home’s energy efficiency, especially if you choose PVC or faux wood shutters, which will lead to long-term savings on your energy bills.

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

Yes, experienced appraisers handle a variety of property types with tailored methods.

The Andover, VT homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

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The Ultimate Home Appraisal Checklist
Preparing for a home appraisal and making sure everything is in order can be stressful. Use this home appraisal checklist to make your life easier.