Bayfield Home Loans

Mortgage Companies

About us

When buying a home or refinancing your current home, we invite you to compare us. At Bayfield Home Loans we specialize in VA Loans and are committed to customer satisfaction. We have a team of 3 loan officers available days, nights & weekends to answer your questions and help you find the right loan to fit your needs. Currently we are offering a unique program called "Lender Credit." With "Lender Credit" you can use those dollars to cover all (or a portion) of your VA funding fee. If you are not able to get seller concessions, you can use it to cover a portion of your closing costs. Think of "Lender Credit" as an instant rebate at settlement. We also offer no closing cost refinancing - when you refinance your home with us, there are no out of pocket fees. The loan amount you pay off, is the loan amount we refinance. In 2012 Bayfield Home Loans was ranked as the #1 broker for Franklin American Mortgage Company in the state of Virginia & Tanner Mulvihill, Bayfields Senior Loan Officer & Owner, was nominated as one of the top VA loan originators in the country. As you can see, we are the areas leader when it comes to VA Loans. At Bayfield Home Loans, we understand the importance of being able to talk with your loan officer at your convenience, that is why our loan officers are available 7 days a week; days, nights and weekends to answer your questions. We also understand the importance of working with someone local, who knows the Virginia area, who knows the Realtors and will be there at closing with you to answer your questions. We also believe in saving our clients money. Call us to learn how we can save you money when buying your home or refinancing your current mortgage. With no application fee, the only thing you will save is money!

Business highlights

19 years of trusted experience
Emergency Services Offered

Services we offer

VA Loans, No Closing Cost Refinancing, FHA Loans & Conventional Loans.

Services we don't offer

Rural or USDA Loans

Amenities

Emergency Services
Yes


Accepted payment methods

Financing Available

Reviews

5.02 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
100%
4
0%
3
0%
2
0%
1
0%


Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 1-2 of 2 reviews

Kevin J.
04/2013
5.0
mortgage broker
  + -1 more
My wife and I have gone through the process of buying a house and refinancing, for a lower rate, multiple times over the past 10 years This time Bayfield Home Loans was recommended to us by our friends as we went to purchase our second home. Let me say, this is the first time I have ever felt that that there were no 'smoke and mirrors' in the numbers! Tanner and his team were straight forward from the beginning and the process could not have gone smoother! I would recommend (and already have, just a recent as 2 days ago) would recommend you to everyone looking to buy or refinance a home. Thanks again guys!
Description of Work: Tanner and his team helped us with the financing of our second home. We will not use anyone other than Bayfield Home Loans from this point forward! It is as simple as that.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Norma O.
03/2013
5.0
mortgage broker
  + -1 more
If you are thinking about refinancing you home, you will not find a better business than Bayfield Home Loans. If you are a veteran then run, don't walk to this business before you visit any other. Mr. Tanner Mulvihill and his staff are truly a class act. They made my refinancing of my home a seamless and pleasant experience. Tanner was infinitely patient, always ensuring I understood every step of the process. He always made himself accessible to answer any questions or concerns. I never felt like a client or a number. I was pleased and surprised when I was contacted by Mr. Mulvihill a year after my refinance to inform me that the rates had dropped again and I would benefit from another refinance. I was blown away that he, let alone any business, was still looking out for me after the services were completed. I was such a satisfied customer, I refinanced with them a second time. Both times proved to be very financially beneficial for me and I can't thank him enough. I received the same level of attention and care as was provided the first time around. If you wish to get honest, professional, and personal service, I highly recommend Bayfield Home Loans to everyone.
Description of Work: Refinanced my home twice with this company.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

    Contact information

    239 Garrisonville Rd # 202, Stafford, VA 22554

    http://www.bayfieldhomeloans.com

    Service hours

    Monday:
    9:00 AM - 5:00 PM
    Tuesday:
    9:00 AM - 5:00 PM
    Wednesday:
    9:00 AM - 5:00 PM
    Thursday:
    9:00 AM - 5:00 PM
    Friday:
    9:00 AM - 5:00 PM

    Licensing

    Insured
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies

    FAQ

    Bayfield Home Loans is currently rated 5 overall out of 5.

    Monday: 9:00 AM - 5:00 PM

    Tuesday: 9:00 AM - 5:00 PM

    Wednesday: 9:00 AM - 5:00 PM

    Thursday: 9:00 AM - 5:00 PM

    Friday: 9:00 AM - 5:00 PM

    Bayfield Home Loans accepts the following forms of payment: Financing Available
    No, Bayfield Home Loans does not offer free project estimates.
    No, Bayfield Home Loans does not offer eco-friendly accreditations.
    No, Bayfield Home Loans does not offer a senior discount.
    Yes, Bayfield Home Loans offers emergency services.
    No, Bayfield Home Loans does not offer warranties.
    Bayfield Home Loans offers the following services: VA Loans, No Closing Cost Refinancing, FHA Loans & Conventional Loans.
    Rural or USDA Loans

    Contact information

    239 Garrisonville Rd # 202, Stafford, VA 22554

    http://www.bayfieldhomeloans.com

    Service hours

    Monday:
    9:00 AM - 5:00 PM
    Tuesday:
    9:00 AM - 5:00 PM
    Wednesday:
    9:00 AM - 5:00 PM
    Thursday:
    9:00 AM - 5:00 PM
    Friday:
    9:00 AM - 5:00 PM