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Verified Reviews for Property Appraisal pros in Elkton, VA

*The Angi rating for Property Appraisal companies in Elkton, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Elkton, VA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 08, 2025

Find Property appraisers in Elkton

Avatar for Rinker Design Associates, P.C.

Rinker Design Associates, P.C.

No reviews yet

Rinker Design Associates, P.C.

No reviews yet
43 years of experience

Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support

Transportation/Utility Design, Traffic, Land Development and Planning, Surveying, Right-of-way Acquisition, Environmental, Construction Engineering and Inspection, Structural, Litigation Support

Avatar for Red Horse Estate Sales

Red Horse Estate Sales

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Red Horse Estate Sales

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Free onsite estimate

Red Horse Estate Sales is a family owned and locally operated business specializing in estates sales in Central Virginia. Founded as an extension of Elmore Auctioneering & Appraisal LLC, we now offer a broader range of services for you, your business, and your family. Services Provided -Total or Partial Personal Property Tag Sales & Auctions -Certified Appraiser for Estate Planning & Asset Distribution -Sales for Estate Settlement -Downsizing & Relocation Sales

Red Horse Estate Sales is a family owned and locally operated business specializing in estates sales in Central Virginia. Founded as an extension of Elmore Auctioneering & Appraisal LLC, we now offer a broader range of services for you, your business, and your family. Services Provided -Total or Partial Personal Property Tag Sales & Auctions -Certified Appraiser for Estate Planning & Asset Distribution -Sales for Estate Settlement -Downsizing & Relocation Sales

Avatar for Johnson's Photography

Johnson's Photography

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Johnson's Photography

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13 years of experience

We are a family owned and operated business helping families freeze those special moments and business owners grow their business.We offer affordable Photography services to a wide range of clients. We have several different packages and payment plans to meet our clients budget needs.

We are a family owned and operated business helping families freeze those special moments and business owners grow their business.We offer affordable Photography services to a wide range of clients. We have several different packages and payment plans to meet our clients budget needs.

Avatar for Mike Murgatroy CrossCountry Mortgage

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)

Mike Murgatroy CrossCountry Mortgage

4.94(
503
)
Customers say: True professional
Recommended by 97% of Angi customers
Recommended by 97% of HomeAdvisor customers

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Mike Murgatroy has 24 years of lending experience and is an Angi Super Service Award recipient 2012-2022. Mike is also ranked in the top 1% mortgage originators in the United States. With integrity at the core of his values, you can rest assured that Mike Murgatroy will give you informed detailed mortgage advice, the same he would recommend to his own family. We pride ourselves on having a transparent process which we will walk you through every step of the way. Start your application process today by visiting themurgteam.com and find out why so many others continue to bring their business to Mike Murgatroy. NMLS ID# 60099; http://www.nmlsconsumeraccess.org

"It went great again. I am a repeat customer. They are professional, organized, and they perform like a well oiled machine. From the application process to the closing A+++++++ They do what they say they are going to do in a timely manner. I cannot say enough about this team. Thank you for another great experience Michael, Peter, Monica, and Connie."

Joseph V on March 2022

Property Appraiser questions, answered by experts

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

They provide objective, third-party valuation, guiding fair sales or purchase prices.

The Elkton, VA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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