First Meridian Mortgage Corporation

About us

Mortgage Broker servicing the Washington DC Metro, and Northern Virginia Area. First Meridian Mortgage Originates Mortgage loans locally in Fairfax, Alexandria, Arlington and all of Virginia, Maryland And Washington DC since 1996. FMMC specializes in NO Closing cost Refinancing. Purchase or refinance we have a loan for you. FMMC originates VA Loan, FHA Loans, conventional, Jumbo, First Time Home Buyer, Grant Programs, Low Down Payment Programs. First Meridian Mortgage Corporation NMLS # 180004 @www.nmlsconsumeraccess.org Kevin Retcher NMLS #116922

Business highlights

29 years of experience

Services we offer

First Meridian Mortgage Corporation is a trusted Veteran Owned mortgage company licensed to do business in Virginia, Maryland and District of Columbia. The company was founded in 1996 and has grown into a premiere mortgage company in the Virginia, Maryland or Washington DC. First Meridian's purpose is to offer the most competitive mortgage interest rates and expert advice and guidance. Purchase or refinance we are the leader in low rates with low to NO Closing Cost.

Amenities

Free Estimates

Yes

Reviews
5.012 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
100%
4
0%
3
0%
2
0%
1
0%
Showing 1-12 of 12 reviews
Steve F.
May 2023
5.0
Yes, I recommend this pro
Highly recommend!! So helpful, responsive and got us the best rate in town!

David D.
Jun 2021
5.0
Yes, I recommend this pro
Kevin did a great job finding me the best rates for my home refinance. He has access to network of lenders that give very competitive rates. In fact, the rates were better than all those that I checked on Yelp and elsewhere including the mortgage broker for my original loan. He looks out for his customers even telling me to wait awhile and rates would probably go down, which they did. He is upfront with the various mortgage fees and there are no surprises when it comes to signing the final documents. The paperwork was all done electronically and closed right on schedule. I have no hesitation recommending First Meridian Mortgage to everyone I know looking for a mortgage broker.

Thomas G.
Feb 2021
5.0
Yes, I recommend this pro
First Meridian Mortgage Corporation made the impossible possible. This was the first time that my wife and I went through the process of buying a home and it wouldn’t have been possible without the help of Kevin Retcher and his team. My wife and I were only in the initial steps of getting our credit and finances in order to purchase a home, but she found the one that she wanted. I really didn’t think it was going to be possible, but Kevin was able to secure a home loan for us and at a far lower interest rate than was even advertised at the “bigger” places. He and his team were responsive, informative, compassionate, and ensured a seamless process throughout. If you’re looking to buy a home, look no further; Kevin Retcher and his team at First Meridian Mortgage Corporation are incredible and, based on my experience, are the best in the area.

Sam A.
Jan 2021
5.0
Yes, I recommend this pro
We've been using Kevin for at least 5 years, for at least 4 Re-Fi's. I keep checking around and he keeps offering the best products. He's great to talk with, always clear on what's needed and can run the numbers nearly in his head. Best of all, I trust him and his team to advise me on the best course of action. I Can't speak highly enough about Kevin and his right hand, Beth.

Mike H.
May 2020
5.0
Yes, I recommend this pro
It was a true pleasure to work with Kevin. I sent Kevin an email in the evening to inquire on possible rates to refinance a 30 year VA loan and he responded within hours. We completed an application the next morning and he had me rate locked within hours at a rate that would save me almost $400 a month from my current rate. The whole transaction was smooth and I will highly recommend Kevin to people if they are in the market for a mortgage. He was true to all of his promises (NO COST CLOSING!) and I will give him the first opportunity for all of my future mortgage needs.

Adam K.
May 2020
5.0
Yes, I recommend this pro
This was my second time working with Kevin Retcher and First Meridian Mortgage Corp., and I couldn’t be happier. Kevin proactively reached out to me when rates recently dropped and explained that this would be a good time to refinance my home and walked me through all the financial details. The process of working with him and First Meridian on both occasions was painless and easy. They were very communicative throughout the process and answered any questions I had. If you are in the search for a lender or looking to re-finance, you need not look any further than First Meridian and Kevin Retcher.

Mitch H.
Nov 2018
5.0
Yes, I recommend this pro
Without question the very best in the business! I spoke to a number of lenders but Kevin's expertise was apparent. He found us the best financing and he made sure that our information was rock solid for closing. When you are battling it out in today's real estate market you want a team like First Meridian in your corner.

Paul B.
Nov 2017
5.0
Yes, I recommend this pro
Outstanding. Not only were his quotes substantially better that another lender I contacted, his professionalism, knowledge, experience and his “white glove” service made it an easy decision to go with Kevin and First Meridian Mortgage.
Response from First Meridian Mortgage Corporation

"[Member Name Removed], Thank you for your kind words. It was truly a pleasure helping you finance your dream home. I look forward to a long business relationship. Kevin and Beth"


Shakuntala R.
Nov 2017
5.0
Yes, I recommend this pro
Kevin & his team were excellent to work with. The first time I contacted him he spent over 30 minutes to explain all aspects of the lending process and answered every one of questions in depth. Kevin was great explaining all the different options available to me. They were very knowledgeable and organized and always available. This personalized and caring approach continued throughout my home buying experience, even after my loan was completed. Kevin and his team always went above and beyond any of my expectations. Kevin is probably the most competent and trustworthy loan officer I have ever dealt with and I have bought six houses over the last 36 years.
Response from First Meridian Mortgage Corporation

"[Member Name Removed], It really was a pleasure to help you with your purchase. I am wishing many blessings for you in your new home. Thank you again for your kind words and I look forward to our next Purchase or Refinance. Kevin and Beth"


Thomas C.
Sep 2017
5.0
Yes, I recommend this pro
I cannot say enough good things about Kevin and Elizabeth (Kevin's loan processor). We have worked with Kevin on 2 houses now. Even when we were just looking for a new house, he patiently answered all our questions. He helped us throughout the process. When a couple houses we were looking at fell through and we put our search on hold for a several months, no problem... he was more than willing to wait for when we were ready. During that time, he continued to answer questions. I highly recommend Kevin and Elizabeth. They were available, knowledge, and professional. Thanks!!
Response from First Meridian Mortgage Corporation

"[Member Name Removed] Thank You for your Kind words, and I look forward to our next deal. Please call us anytime. 703-799-5626 Kevin"


Gregory S.
Aug 2016
5.0
Yes, I recommend this pro
Kevin Retcher and his team at First Meridian Mortgage Corporation are tops. We had initially spoken with numerous lenders and though we had settled in with USAA for our pre-approval, our realtor asked that we take a moment to discuss our intentions with Kevin. Kevin immediately identified shortfalls of the pre-approval process that we had placed our full confidence in. Kevin demonstrated a depth of knowledge that other lenders failed to, an ability to see solutions where others saw hurdles, and a committed professional investment in the process. As importantly, he and his team worked our application with determination, candor, and plain English transparency. Kevin never ceased advocating for our application. Without Kevin Retcher and First Meridian Mortgage Corporation, we would not have found ourselves buying and selling, contingency free, on-schedule, with full confidence in our approval and under the most favorable loan conditions. Applying for a mortgage loan is one of the largest financial decisions we make. Get it done – and done right - with Kevin Retcher.

Erik R.
Jul 2016
5.0
Yes, I recommend this pro
Kevin, and his team at First Meridian Mortgage (FMM) were undoubtedly the most thorough, knowledgeable and hard-working mortgage processing group that we have ever come across. We heard about Kevin from a family member and we will not go anywhere else for any mortgage transactions in the future. He made sure our new home closing was as smooth as possible and talked me through the numerous questions that I threw at him throughout the home buying process. Kevin personally called me on the day that we closed to ensure everything was in-line and that I was satisfied, something that I believe other companies just don’t do. I will recommend FMM to all of my friends who want first-class customer service and a company who knows what they are doing!
Response from First Meridian Mortgage Corporation

"[Member Name Removed], Thank You for your kind words."


Jordan S.
May 2016
5.0
Yes, I recommend this pro
Kevin and his team are fabulous to work with. My husband and I were buying our first home and Kevin was happy to go over anything we had questions about. He reduced our closing costs, offered very low rates, and closed the loan quickly. I would HIGHLY recommend First Meridian. Kevin and his team were very responsive, extremely professional, very knowledgeable on the subject matter and overall a pleasure to work with. I will be using them again!
Response from First Meridian Mortgage Corporation

"[Member Name Removed], I am sorry I missed your post. I hope you are loving your new home and Thank you for your kind words. Kevin"

Licensing

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

First Meridian Mortgage Corporation is currently rated 5.0 overall out of 5.
Yes, First Meridian Mortgage Corporation offers free project estimates.
No, First Meridian Mortgage Corporation does not offer eco-friendly accreditations.
No, First Meridian Mortgage Corporation does not offer a senior discount.
No, First Meridian Mortgage Corporation does not offer emergency services.
No, First Meridian Mortgage Corporation does not offer warranties.

Contact Information

8305 Richmond Hwy 12A, Alexandria, VA 22309

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