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Jim Whittaker RE/MAX Advantage

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Jim Whittaker RE/MAX Advantage

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39 years of experience

A Rapid City real estate agent that has earned the designation of top Rapid City REALTOR. Jim Whittaker is a Graduate of The REALTOR Institute with over 30 years of residential real estate experience. Jim uses proven and repeatable systems to save his clients time, money and frustration. A Rapid City real estate agent you can trust to put your interest first and he guarantees it!

A Rapid City real estate agent that has earned the designation of top Rapid City REALTOR. Jim Whittaker is a Graduate of The REALTOR Institute with over 30 years of residential real estate experience. Jim uses proven and repeatable systems to save his clients time, money and frustration. A Rapid City real estate agent you can trust to put your interest first and he guarantees it!



CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.




Jim Whittaker, Remax

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Jim Whittaker, Remax

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Free onsite estimate

Jim Whittaker is a real estate agent with 27 years of experience. A Realtor that implements tested proven systems that will save you time, money and inconvenience. He has helped hundreds with their real estate needs and all clients get a 100% satisfaction guarantee.

Jim Whittaker is a real estate agent with 27 years of experience. A Realtor that implements tested proven systems that will save you time, money and inconvenience. He has helped hundreds with their real estate needs and all clients get a 100% satisfaction guarantee.




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The Real Estate Center of Lead-Deadwood

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The Real Estate Center of Lead-Deadwood

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32 years of experience

Deadwood Real Estate Center has been the area's premier Real Estate brokerage for decades. Specializing in finding just the right property to meet its client’s needs & able to sell listing clients properties quickly. Whether it be an new home, land, cabin in the hills, commercial property or investment property, this agency has the expertise, industry connections & extensive area knowledge to be able to show their clients a variety of options that will be suitable for their needs. All brokers & agents are certified & licensed real estate agents & top in their field. The professional team at the Deadwood Real Estate Center pay attention to the details, particulars & complexity of real estate transactions allowing their client piece of mind & confidence that they are well taken care of & in good hands. Their services include market value assessment, home listing & publication, home showing & staging advice, complete transaction assistance. Weekend & Evenings Hours by Appointment.

Deadwood Real Estate Center has been the area's premier Real Estate brokerage for decades. Specializing in finding just the right property to meet its client’s needs & able to sell listing clients properties quickly. Whether it be an new home, land, cabin in the hills, commercial property or investment property, this agency has the expertise, industry connections & extensive area knowledge to be able to show their clients a variety of options that will be suitable for their needs. All brokers & agents are certified & licensed real estate agents & top in their field. The professional team at the Deadwood Real Estate Center pay attention to the details, particulars & complexity of real estate transactions allowing their client piece of mind & confidence that they are well taken care of & in good hands. Their services include market value assessment, home listing & publication, home showing & staging advice, complete transaction assistance. Weekend & Evenings Hours by Appointment.


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Real Estate Agents questions, answered by experts

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Adding a deck to your home will increase its overall value. Per Remodeling magazine's 2023 Cost vs. Value Report, building a deck is a top 15 home improvement task. Installing a wooden deck has an average return on investment (ROI) of 52%, while building a composite deck offers almost 40% ROI. The amount of value a deck adds to your home depends on deck size, type, material, age, and how well you maintain it.

The cost to appraise a home depends on the type. Common types include:

  • Single-family homes: $300–$400

  • FHA or VA single-family homes: $400–$500

  • Condominium: $300–$500

  • Multi-family home: $500–$1,000

  • Apartment building: $1,500–$3,000

  • Commercial properties: $1,400–$10,000

  • Raw land: $1,000–$8,000

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Piedmont, SD homeowners’ guide to real estate services

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