We worked with Jason at Mortgage America. Jason is a good rep and explained every aspect of our mortgage very clearly. There were no games or surprises. The rate was fair and Jason worked with us to meet our needs. I would definitely recommend Mortgage America and Jason Breidinger specifically. My realtor was impressed with this guy and he recommended him to other clients. The process was pretty smooth overall. Yes, you have to prove your income and go through the process. I will say the closing company made a small mistake, but that is not MA's fault. The closing went smoothly and we love our home. Note that Mortgage America is basically a broker that will go and sell your mortgage. In fact, they have an investor arranged before your closing. But the process was seamless. It's worth it not to have to deal with a big bank and all their games and layers of management.
Description of Work: Mortgage for a home purchase
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$300,000
David M.
02/2013
2.0
mortgage broker
 + -1 more
Was not happy with the mortgage services received from the broker that we dealt with. We came to the settlement table and was very shocked at what we saw. It was not at all what we expected. The information that we relayed to the broker did not transfer to the Settlement Sheet. At that point, when you have a family of 4 with young children and you have spent the last 4 days of your life dealing with the stress of moving the entire contents of your house and making sure that you are out of said house by the morning of settlement, there is not much you can do. My advice to anybody going thru this is to not trust anybody. Constantly check to make sure that your broker AND your real estate agent understand your money needs!
Description of Work: Mortgage Broker
Rating Category
Rating out of 5
$250,000
Denise K.
10/2012
1.0
mortgage broker
 + -1 more
Several more days passed and, still, I heard nothing. A week later, I decided to visit the office. The receptionist told me that he was not there, but assured me that David Oswald did, indeed, exist. I spoke to his assistant, who told me that he often worked from home. She called him, but received no answer. They even offered another associate, but could not reach any of them. A few hours later, he called me. At that point, I was not interested in hearing any excuses. I told him to return my paperwork and I would look elsewhere.
Description of Work: My real estate agent recommended David Oswald from Mortgage America Inc, located in Wyomissing, for a pre-approval. Once she knew the amount of mortgage I could obtain, she would begin sending me possible properties to consider. I contacted David, via email, on September 18 and he promptly responded the next day. He also gave me a list of documents he would need to begin the process. I gathered the paperwork and sent, via certified mail. When I received the return postcard, I waited to hear from him. Days passed with no response. I sent an email, requesting confirmation and also called the office, but he had just left. The receptionist would leave a message for him.
Rating Category
Rating out of 5
quality
1.0
professionalism
1.0
responsiveness
1.0
punctuality
1.0
Cianie D.
05/2012
5.0
mortgage broker
 + -1 more
I worked with him once and he was very patient. He followed through with my refinances and mortgage. We can reach him on his cell phone and what ever questions we have he'd bend over backwards to make sure we were satisfied. If ever I need to refinance again I would go to him, but hopefully I don't need to do that!
Description of Work: I used the service of Mortgage America and I worked with Chris Scheetz.
Rating Category
Rating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
Nichole M.
06/2010
5.0
mortgage broker
 + -1 more
Very positive.
Description of Work: Remortgaged my home back in 2003. Was referred to Mortgage America by a friend. Very positive experience, reasonable closing fees, very competitive rates.
Rating Category
Rating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Yes, I recommend this pro
$65,000
Tom W.
06/2008
5.0
mortgage broker
 + -1 more
Excellent. Mike Bower was always available and worked quickly and professionally in obtaining a mortgage for us as we moved to the Lehigh Valley.
Description of Work: Obtained an excellent jumbo mortgage rate in the current market.
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FAQ
Mortgage America Inc is currently rated 4.3 overall out of 5.
Monday: 8:30 AM - 5:00 PM
Tuesday: 8:30 AM - 5:00 PM
Wednesday: 8:30 AM - 5:00 PM
Thursday: 8:30 AM - 5:00 PM
Friday: 8:30 AM - 5:00 PM
Mortgage America Inc accepts the following forms of payment: Check
Yes, Mortgage America Inc offers free project estimates.
No, Mortgage America Inc does not offer eco-friendly accreditations.
No, Mortgage America Inc does not offer a senior discount.
Yes, Mortgage America Inc offers emergency services.
No, Mortgage America Inc does not offer warranties.
Mortgage America Inc offers the following services: Mortgage Company.