The Rate Kings Mortgage, LLC

Mortgage Companies

About us

Whether you're getting into your first home or a seasoned buyer looking to cash out equity, you've landed at the perfect destination! There are nearly as many loan options as there are home buyers. We're pros at helping find you the one that best meets your needs. consolidating high-interest debt or cashing out equity to use toward a vacation, home improvements or college tuition. Contact The Rate Kings Mortgage LLC today and allow us to treat you like royalty.

Business highlights

16 years of trusted experience

Services we offer

Residential Purchase and Refinance Specialist. Free Rate Float Downs.

Services we don't offer

Commercial Mortgages.

Amenities

Free Estimates
Yes

Reviews

5.043 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
98%
4
2%
3
0%
2
0%
1
0%


Rating CategoryRating out of 5
quality
4.9
value
4.9
professionalism
5.0
responsiveness
5.0
punctuality
4.9
Showing 1-25 of 43 reviews

Tam W.
08/2021
5.0
mortgage broker
  + -1 more
Lonnie and his Team, Rate Kings were astounding to work with. They made closing on my first home with a VA loan a breeze. Lonnie was very kind and responsive whenever I had any questions in the buying process. Rate kings was able to help me close on the house in just 40 days!! I would definitely recommend using Rate Kings for buying your very own dream home
Description of Work: Buying a house

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

sanjay U.
06/2021
5.0
mortgage broker
  + -1 more
We’ve used RateKings on multiple occasions. Super easy to work with and upfront with pricing.
Description of Work: Mortgage Refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$995

06/2020
5.0
mortgage broker
  + -1 more
I recently refinanced my mortgage with Rate Kings and had a great experience. The rates were incredible! Lonnie and his team were able to share great insight and delivering top-notch customer service all during a very unique time due to Covid 19.
Description of Work: Mortgage Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

chris R.
08/2019
5.0
mortgage broker
  + -1 more
Lonnie and his team are very responsive and provide excellent customer service. I used the Rate Kings for both the purchase of my home 6 years ago as well as a refinance and both times I got a great rate that was better than I could get directly through other lenders.
Description of Work: Mortgage Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Suj R.
08/2019
5.0
mortgage broker
  + -1 more
Rate is competitive but response is slow while in processing
Description of Work: Refinance of home loan from 30 to 15 years

Rating CategoryRating out of 5
quality
4.0
value
5.0
professionalism
4.0
responsiveness
3.0
punctuality
3.0

Yes, I recommend this pro

Ryan D.
05/2019
5.0
mortgage broker
  + -1 more
Lonnie is great to work with. He's super responsive and got me the best possible mortgage. He'll take the time to work with you and explain everything. This is the 2nd time I've worked with him and would do so again in the future.
Description of Work: Mortgage for 2nd home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Matt B.
04/2019
5.0
mortgage broker
  + -1 more
Easy and painless. Shelli and Lonnie really helped both myself and my girlfriend through the process of buying our first home. They were patient and responsive whenever we had questions. I highly reccommend Rate Kings for a home mortgage
Description of Work: Loan for a home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Retheesh S.
02/2019
5.0
mortgage broker
  + -1 more
It was an excellent experience and Lonnie and team made the process very seamless. In addition I got the best rates on the market too. Definitely a great job!
Description of Work: New Home Buying

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Vikas B.
11/2018
5.0
mortgage broker
  + -1 more
The rate king is one of the best Mortgage officer who guided me in overall process. This was my first experience in home ownership and it went very well. Great thanks to the rate king who helped and guided in every place.
Description of Work: Home Mortgage

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
4.0

Yes, I recommend this pro

Joseph S Z.
08/2018
5.0
mortgage broker
  + -1 more
Lonnie Cooper and staff did an amazing job on the financial services that were awarded too us by Rate Kings !!! Made life easy with all the paper work involved in the purchase ..
Description of Work: Purchasing a home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$5,000

Martin S.
01/2018
5.0
mortgage broker
  + -1 more
Outstanding! It is impossible to not love working with Lonnie and his team at the Rate Kings. I recently purchased a home, and the team was extremely helpful in what is normally a very stressful process. This is the 4th time I have used the Rate Kings (purchasing or refinancing), and they have always had the most competitive rates.
Description of Work: Financing for Purchase of a Second Home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Charlotte L.
01/2018
5.0
mortgage broker
  + -1 more
Lonnie and his team were very helpful throughout the entire process.
Description of Work: We were buying our first house and Rate Kings helped us get a mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

carol H.
10/2017
5.0
mortgage broker
  + -1 more
Highly ethical and very customer oriented. Lonnie and his team went to bat for us and made sure we were taken care of every step of the way, going above and beyond to insure our satisfaction. Thank you Rate Kings, we couldn't have done it without you!
Description of Work: Re-fi of our home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Anil S.
08/2017
5.0
mortgage broker
  + -1 more
Closing also went very smoothly (thanks to Shelli) got each and every step guidance and help....
Description of Work: Mr. Lonnie form Rate Kings Mortgage, LLC helped me for getting lowest rate for 15 yr fix mortage loan.....got the lowest rate which no other bank matched...... Closing also went very smoothly (thanks to Shelli)

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,000

Nick C.
07/2017
5.0
mortgage broker
  + -1 more
The Rate Kings are excellent. Lonnie and his staff explained the process, found me a number of competitive options, reviewed all of the choices with me, and helped me make the best decision. The mortgage processing personnel were friendly, helpful and made the process as painless as possible. I would absolutely recommend The Rate Kings.
Description of Work: The Rate Kings found me an excellent, competitively priced mortgage, which fit the narrow criteria had to apply for a home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ravi P.
05/2017
5.0
mortgage broker
  + -1 more
People here are so friendly and professional. They treat every customer as their first customer and helps us in answering all the questions. AS the first home owner asked them many questions and they answered friendly and made everything easier for me. My five stars to them.
Description of Work: Worked with them for the home loan.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mike H.
05/2017
5.0
mortgage broker
  + -1 more
Working with Lonnie and Missy was a breeze, very helpful, explained all the options and very responsive to calls and emails. The Rate Kings team are super efficient and had finalised all the mortgage details a month ahead of my closing date
Description of Work: Needed a mortgage as a first time buyer with limited credit history as I am an expat

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Talia T.
02/2017
5.0
mortgage broker
  + -1 more
Working with Lonnie and Missy was amazing. This was our first home purchase with a mortgage, so we didn't know what to expect. Lonnie and Missy made our whole process so easy and stress free. We definitely enjoyed working with them.
Description of Work: The Rate Kings were referred to us by our real estate agent who has worked with them before. This was for our new mortgage on a new home purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Ranjith R.
12/2016
5.0
mortgage broker
  + -1 more
Everything was completed on time. Lonnie and Missy are great to work with.
Description of Work: Loan rates and processing are great with rate kings.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Justin S.
08/2016
5.0
mortgage broker
  + -1 more
Working with The Rate Kings was an easy process start to?finish.? Not only did they provide a?better interest rate than other companies, but their lender credits reduced the?closing costs significantly.? Lonnie?Cooper and Missy Quinn (mortgage processor) were fantastic to work with;?professional, thorough, and fast communication. ?I would use them again and will certainly be referring people to?them.
Description of Work: I used The Rate Kings to secure a USDA Loan for a home purchase.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Sharon J.
08/2016
5.0
mortgage broker
  + -1 more
It was an excellent experience. Every question was answered in a timely manner and every concern was handled. I could not have asked for a better experience and outcome.
Description of Work: Secured a mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Rhonda H.
08/2016
5.0
mortgage broker
  + -1 more
We were referred to The Rate Kings by our financial advisor. Throughout the entire process Lonnie and Shelli at The Rate Kings were great to work with . They answered all of my many questions in a timely manner and worked around my husbands travel schedule and our summer vacation schedule to help the process flow smoothly for our family. I would definitely work with The Rate Kings again and highly recommend them.
Description of Work: Refinance of mortgage for our home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,675

Scott L.
05/2016
5.0
mortgage broker
  + -1 more
We recently refinanced with Lonnie Cooper at the Rate Kings and were amazed at how painless he made the process. Thanks to their expert guidance and knowledge of the mortgage industry, their attention to detail in helping us gather all of the necessary documentation, and their efforts to make everything as convenient as possible for us, the customer, we would not hesitate to recommend the Rate Kings to anyone in need of their services.
Description of Work: We used the Rate Kings services to refinance our mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Leslie W.
09/2015
5.0
mortgage broker
  + -1 more
STOP! If you are looking for a mortgage or refinance, your search should stop with Lonnie Cooper of the Rate Kings Mortgage. We have just done our third loan with Lonnie and will NEVER use anyone else. Lonnie is knowledgeable and quick with advice and guidance. He is very quick to respond to questions and is almost always available immediately via phone or email. We have done two purchase mortgages and a refinance with Lonnie. He is a hard-working nice guy and we would recommend him to anyone!
Description of Work: Mortgage for a new home purchase

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

NICK V.
05/2015
5.0
mortgage broker
  + -1 more
Lonnie and Missy handled all questions I had and were even able to work through a speed bump in the process.
Description of Work: Very knowledgeable, kind, and patient.

Rating CategoryRating out of 5
quality
4.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
    • 1(current)
    • 2

Contact information

1101 Carroll Hill Dr, West Chester, PA 19382

www.theratekings.com

Service hours

Sunday:
9:00 AM - 5:00 PM
Monday:
9:00 AM - 6:00 PM
Tuesday:
9:00 AM - 6:00 PM
Wednesday:
9:00 AM - 6:00 PM
Thursday:
9:00 AM - 6:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
9:00 AM - 5:00 PM

Licensing

Bonded

Insured

Eco-friendly Accreditations

LEED Accredited Professional
No
Energy Star Partner
No
EPA Lead-Safe Certified
No
Use Green Products or Work Practices
Yes
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies

FAQ

The Rate Kings Mortgage, LLC is currently rated 5 overall out of 5.

Sunday: 9:00 AM - 5:00 PM

Monday: 9:00 AM - 6:00 PM

Tuesday: 9:00 AM - 6:00 PM

Wednesday: 9:00 AM - 6:00 PM

Thursday: 9:00 AM - 6:00 PM

Friday: 9:00 AM - 6:00 PM

Saturday: 9:00 AM - 5:00 PM

Yes, The Rate Kings Mortgage, LLC offers free project estimates.
Yes, The Rate Kings Mortgage, LLC offers eco-friendly accreditations.
No, The Rate Kings Mortgage, LLC does not offer a senior discount.
No, The Rate Kings Mortgage, LLC does not offer emergency services.
No, The Rate Kings Mortgage, LLC does not offer warranties.
The Rate Kings Mortgage, LLC offers the following services: Residential Purchase and Refinance Specialist. Free Rate Float Downs.
Commercial Mortgages.

Contact information

1101 Carroll Hill Dr, West Chester, PA 19382

www.theratekings.com

Service hours

Sunday:
9:00 AM - 5:00 PM
Monday:
9:00 AM - 6:00 PM
Tuesday:
9:00 AM - 6:00 PM
Wednesday:
9:00 AM - 6:00 PM
Thursday:
9:00 AM - 6:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
9:00 AM - 5:00 PM