The Rate Kings Mortgage, LLC

About us

Whether you're getting into your first home or a seasoned buyer looking to cash out equity, you've landed at the perfect destination! There are nearly as many loan options as there are home buyers. We're pros at helping find you the one that best meets your needs. consolidating high-interest debt or cashing out equity to use toward a vacation, home improvements or college tuition. Contact The Rate Kings Mortgage LLC today and allow us to treat you like royalty.

Business highlights

16 years of experience

Services we offer

Residential Purchase and Refinance Specialist. Free Rate Float Downs.

Amenities

Free Estimates

Yes

Reviews
5.043 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
98%
4
2%
3
0%
2
0%
1
0%
Showing 1-25 of 43 reviews
Tam W.
Aug 2021
5.0
Yes, I recommend this pro
Lonnie and his Team, Rate Kings were astounding to work with. They made closing on my first home with a VA loan a breeze. Lonnie was very kind and responsive whenever I had any questions in the buying process. Rate kings was able to help me close on the house in just 40 days!! I would definitely recommend using Rate Kings for buying your very own dream home

Sanjay U.
Jun 2021
5.0
Yes, I recommend this pro
$995
We’ve used RateKings on multiple occasions. Super easy to work with and upfront with pricing.

Adam G.
Jun 2020
5.0
Yes, I recommend this pro
I recently refinanced my mortgage with Rate Kings and had a great experience. The rates were incredible! Lonnie and his team were able to share great insight and delivering top-notch customer service all during a very unique time due to Covid 19.

Chris R.
Aug 2019
5.0
Yes, I recommend this pro
Lonnie and his team are very responsive and provide excellent customer service. I used the Rate Kings for both the purchase of my home 6 years ago as well as a refinance and both times I got a great rate that was better than I could get directly through other lenders.

Suj R.
Aug 2019
5.0
Yes, I recommend this pro
Rate is competitive but response is slow while in processing

Ryan D.
May 2019
5.0
Yes, I recommend this pro
Lonnie is great to work with. He's super responsive and got me the best possible mortgage. He'll take the time to work with you and explain everything. This is the 2nd time I've worked with him and would do so again in the future.

Matt B.
Apr 2019
5.0
Yes, I recommend this pro
Easy and painless. Shelli and Lonnie really helped both myself and my girlfriend through the process of buying our first home. They were patient and responsive whenever we had questions. I highly reccommend Rate Kings for a home mortgage

Retheesh S.
Feb 2019
5.0
Yes, I recommend this pro
It was an excellent experience and Lonnie and team made the process very seamless. In addition I got the best rates on the market too. Definitely a great job!

Vikas B.
Nov 2018
5.0
Yes, I recommend this pro
The rate king is one of the best Mortgage officer who guided me in overall process. This was my first experience in home ownership and it went very well. Great thanks to the rate king who helped and guided in every place.

Joseph Z.
Aug 2018
5.0
Yes, I recommend this pro
$5,000
Lonnie Cooper and staff did an amazing job on the financial services that were awarded too us by Rate Kings !!! Made life easy with all the paper work involved in the purchase ..

Martin S.
Jan 2018
5.0
Yes, I recommend this pro
Outstanding! It is impossible to not love working with Lonnie and his team at the Rate Kings. I recently purchased a home, and the team was extremely helpful in what is normally a very stressful process. This is the 4th time I have used the Rate Kings (purchasing or refinancing), and they have always had the most competitive rates.

Charlotte L.
Jan 2018
5.0
Yes, I recommend this pro
Lonnie and his team were very helpful throughout the entire process.

Carol H.
Oct 2017
5.0
Yes, I recommend this pro
Highly ethical and very customer oriented. Lonnie and his team went to bat for us and made sure we were taken care of every step of the way, going above and beyond to insure our satisfaction. Thank you Rate Kings, we couldn't have done it without you!

Anil S.
Aug 2017
5.0
Yes, I recommend this pro
$3,000
Closing also went very smoothly (thanks to Shelli) got each and every step guidance and help....

Nick C.
Jul 2017
5.0
Yes, I recommend this pro
The Rate Kings are excellent. Lonnie and his staff explained the process, found me a number of competitive options, reviewed all of the choices with me, and helped me make the best decision. The mortgage processing personnel were friendly, helpful and made the process as painless as possible. I would absolutely recommend The Rate Kings.

Ravi P.
May 2017
5.0
Yes, I recommend this pro
People here are so friendly and professional. They treat every customer as their first customer and helps us in answering all the questions. AS the first home owner asked them many questions and they answered friendly and made everything easier for me. My five stars to them.

Mike H.
May 2017
5.0
Yes, I recommend this pro
Working with Lonnie and Missy was a breeze, very helpful, explained all the options and very responsive to calls and emails. The Rate Kings team are super efficient and had finalised all the mortgage details a month ahead of my closing date

Talia T.
Feb 2017
5.0
Yes, I recommend this pro
Working with Lonnie and Missy was amazing. This was our first home purchase with a mortgage, so we didn't know what to expect. Lonnie and Missy made our whole process so easy and stress free. We definitely enjoyed working with them.

Ranjith R.
Dec 2016
5.0
Yes, I recommend this pro
Everything was completed on time. Lonnie and Missy are great to work with.

Justin S.
Aug 2016
5.0
Yes, I recommend this pro
Working with The Rate Kings was an easy process start to?finish.? Not only did they provide a?better interest rate than other companies, but their lender credits reduced the?closing costs significantly.? Lonnie?Cooper and Missy Quinn (mortgage processor) were fantastic to work with;?professional, thorough, and fast communication. ?I would use them again and will certainly be referring people to?them.

Sharon J.
Aug 2016
5.0
Yes, I recommend this pro

It was an excellent experience.  Every question was answered in a timely manner and every concern was handled.  I could not have asked for a better experience and outcome.



Rhonda H.
Aug 2016
5.0
Yes, I recommend this pro
$1,675
We were referred to The Rate Kings by our financial advisor.  Throughout the entire process Lonnie and Shelli at The Rate Kings were great to work with .  They answered all of my many questions in a timely manner and worked around my husbands travel schedule and our summer vacation schedule to help the process flow smoothly for our family.  I would definitely work with The Rate Kings again and highly recommend them.

Scott L.
May 2016
5.0
Yes, I recommend this pro
$1,000
We recently refinanced with Lonnie Cooper at the Rate Kings and were amazed at how painless he made the process. Thanks to their expert guidance and knowledge of the mortgage industry, their attention to detail in helping us gather all of the necessary  documentation, and their efforts to make everything as convenient as possible for us, the customer, we would not hesitate to recommend the Rate Kings to anyone in need of their services.

Ashley E.
Feb 2016
5.0
Yes, I recommend this pro
$500
unknown

Leslie W.
Sep 2015
5.0
Yes, I recommend this pro
STOP!  If you are looking for a mortgage or refinance, your search should stop with Lonnie Cooper of the Rate Kings Mortgage. We have just done our third loan with Lonnie and will NEVER use anyone else. Lonnie is knowledgeable and quick with advice and guidance.  He is very quick to respond to questions and is almost always available immediately via phone or email.  We have done two purchase mortgages and a refinance with Lonnie.  He is a hard-working nice guy and we would recommend him to anyone!
Showing 1-25 of 43

Licensing

State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.

*Contact business to see additional licenses.

FAQ

The Rate Kings Mortgage, LLC is currently rated 5.0 overall out of 5.
Yes, The Rate Kings Mortgage, LLC offers free project estimates.
No, The Rate Kings Mortgage, LLC does not offer eco-friendly accreditations.
No, The Rate Kings Mortgage, LLC does not offer a senior discount.
No, The Rate Kings Mortgage, LLC does not offer emergency services.
No, The Rate Kings Mortgage, LLC does not offer warranties.

Contact Information

1101 Carroll Hill Dr, West Chester, PA 19382

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