INTEGRITY HOME FUNDING MORTGAGE

We contacted Doug Funk in March regarding funding for a home. After doing our credit reports and verifying our incomes we were given a truth in lending statement that insured we were locked in for a NON-PMI (Private Mortgage Insurance) loan for 30 years with 5% down at 6.25%. Two days before the closing, Wells Fargo, the actual mortgage lender called to say they had NO PAPERWORK from Doug Funk and threatened to push back our closing 2 weeks. We scrambled to get everything together because Doug funk was on vacation and we prevailed; by 3:30 pm we were ready to close. Our closer was coming from 3 hours away and didn't receive the mortgage papers until 1:00 pm that day, traveled to see us. We were going through the closing at 4:30 we finally got to the paperwork for the mortgage and it was ALL wrong. There was PMI and an interest rate that was lower but it didn't compensate for the fact there was PMI. We called his (Integrity Home Funding) office and they said they would call us back with more info and get a hold of Doug. No Doug, they did suggest to close the following day and we said OK but we didn't want PMI. Next day comes and we had no one to close us. Needless to say, we were forced to sign papers because the sellers had their lawyer call threatening to pull out and walk away from the deal. After 2 years of living in an apartment and scheduling work and movers, taking days off and finding help and child care we couldn't put it off. We would have been financially responsible for all the people we had scheduled that weekend and it could have been a waste of money and time. WE ARE STILL WAITING TO GET OUR MORTGAGE CORRECTED. BUYER BEWARE!