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Yard grading is a key component of proper drainage because runoff naturally moves with respect to gravity. If you have low spots in your yard, rain and snowmelt will settle there and oversaturate the soil, promoting root rot and fungal growth. If the low spots are near your home’s foundation, you could even end up with foundation leaks or structural damage due to poor yard grading.

Many ways to landscape a steep slope on a budget exist. Avoiding expensive retaining wall construction is the first step. Consider creating a rocky slope with boulders or large stones, or think about planting perennials that return every year with a single investment. Transplanting small trees from elsewhere on your property is also possible and can help to stabilize steep slopes without purchasing new ones. 

While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

For minor unevenness, you don't necessarily need to remove grass before leveling. You can apply a topdressing mixture to fill in low areas and even out the surface. However, for more significant unevenness or deep depressions, it might be necessary to temporarily remove the grass to ensure proper leveling and soil compaction. After filling and leveling, you can replace the grass or consider reseeding the area.