Summit Mortgage Corp NMLS 3236 (Miles D. Rusth)

Mortgage Companies, Banking/Credit Unions

About us

Summit Mortgage is a Mortgage Bank. We have in-house processing and funding. Our rates and fees are competitive. We have assembled one of the strongest teams in the industry which allows us to provide outstanding customer service. We are locally owned and operated.EST1997. Whether you are purchasing your first home or your tenth rental property our seasoned, highly trained loan professionals are committed to explaining all the available options and ensuring a smooth timely closing. We look forward to assisting you with your financing needs. Miles D. Rusth, VP Mortgage Banker MLO# 84660, NMLS# 3236, Equal Housing Lender. Additional contact: Kevin Schmidt.

Business highlights

28 years of trusted experience

Services we offer

Mortgage programs include: FHA • VA No Mortgage Insurance • Lender Paid M.I. Interest Only • 40 yr Term Available Non-owner Occupied • Investment / Second Home Construction Loans Self-employed Jumbo • Agency Jumbo / Super Jumbo Self-Employed • Bank Statement Programs Land Only • Reverse Mortgage Commercial / Apartment purchases Rate-and-Term to 97% Cash out to 90%

Amenities

Free Estimates
Yes
Warranties
Yes


Accepted payment methods

Check

Photos of past projects

Reviews

4.922 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
91%
4
0%
3
5%
2
0%
1
5%


Rating CategoryRating out of 5
quality
5.0
value
4.8
professionalism
4.9
responsiveness
4.9
punctuality
4.9
Showing 1-22 of 22 reviews

Chris C.
01/2016
1.0
mortgage broker
  + -1 more
I submitted a request from their website, and they never replied to the request.
Description of Work: I submitted a request on their website, and they never replied.

Rating CategoryRating out of 5
professionalism
1.0
responsiveness
1.0
punctuality
1.0


CARL T.
06/2015
5.0
banks, mortgage broker
  + 0 more
This is the second time that we've had Miles help us with our mortgage. Both times, we appreciated that: 1) He is prompt in returning calls / emails; it made things move very quickly! 2) He is able to do most everything via calls / emails; this has been great for our busy schedules! 3) He provided some really great advice / recommendations for how to handle our mortgage and financing needs; we've definitely benefited greatly from his suggestions! 4) He is remarkably thorough; our time was absolutely respected, and the longest part of the process was signing the 4,000 documents that the banks & government require :-)
Description of Work: Miles helped us with a no (out-of-pocket) cost, cash-out refinance & HELOC setup.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Donald Y.
04/2015
5.0
banks, mortgage broker
  + 0 more
He was very knowledgeable, sensitive to my needs and spent quite amount of time preparing the home loan refinance proposal.
Description of Work: Developed a draft Home Loan Refinance loan proposal.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Venisha B.
07/2014
5.0
mortgage broker
  + -1 more
The process has been pretty smooth. Miles is fabulous and extremely efficient!
Description of Work: So far we have been pre-qualified for a mortgage. When my husband is finished with his probationary period at work, we're ready to rock and roll on a house.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

James T.
06/2014
5.0
mortgage broker
  + -1 more
unknown
Description of Work: Refi on house

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$4,000

Kimberle M.
04/2014
3.0
mortgage broker
  + -1 more
It took a few days to get all the required paperwork in, during this time the mortgage broker communicated regularly. However the broker decided without running any credit check that he could help us once both my husband and I were working in stable jobs. I am a stay at home mother and get part time jobs as I feel fit. My husband is the one who works and has steady employment and is a vet. He works for the city. The broker said he'd check back monthly to see if my job situation had changed. He checked in January by email where I told him we want to purchase a house based on my husband's income. I haven't heard from him since. We now work with a different broker, who has told us what we can afford and are working with a realtor to purchase our first home, not through this company!
Description of Work: Initially my husband and I were trying to buy our first house and wanted to know what we qualified for.

Rating CategoryRating out of 5
professionalism
4.0
responsiveness
4.0
punctuality
4.0


Response from Summit Mortgage Corp NMLS 3236 (Miles D. Rusth)
I actually really enjoyed speaking with [removed member name]. Per my conversation and the email received on December 4, 2013 & conversation we had, she was working full time as a temp and in pursuit of a full time and permanent position. I told her this would have a significant impact on their purchasing power. I did follow up and asked her to keep me posted on her full time position pursuits. I didn't take a full application nor pull credit and simply planned to assist her when she landed the full time job. I may not have followed back up with her each month and for that, I apologize. I too am a parent & fully get time constraints. I wish her and her husband the best in their purchase pursuit & would gladly assist them with their home purchase if they wished. All the best!

Gregory H.
02/2014
5.0
mortgage broker
  + -1 more
Complicated refi-both my wife and I have self employment income, in addition I have partnership income, and we had an friendly encounter with the IRS 6 years ago. All presented challenges. They were able to plow thrught the maze of credit issues and came up with a solution that worked for us. Although taking longer than ideal it was due to our unique circumstances -they worked on this doggedly until we were able to close last week. There were no out of pocket costs (I know this is rolled into the refinance, but is an acceptable compromise)
Description of Work: Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

jon M.
11/2013
5.0
mortgage broker
  + -1 more
It's rare to find people that communicate as well as Miles and his associates. Between regular phone calls and emails I was always the one that was slowing down the process. I really needed that kind of mortgage partner, given my work travel schedule and other obligations. I was not the ideal client for Summit Mortgage. My available funds were modest and they limited my ability to find a property and make a decent down payment. Despite the obstacles, Miles was able to put a loan together for me. I'm very grateful for their professional help and am happy to offer them a solid recommendation.
Description of Work: I'm a home owner again thanks in large part to Miles and company. Miles prequalified my loan long before a house that met my needs. He assisted me in the negotiation with good advice on how to structure my offer and counters. Ultimately, his efforts helped close the deal on time and with no surprises.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Jay M.
06/2013
5.0
mortgage broker
  + -1 more
Miles was knowledgeable and quickly got us refinanced through the HARP program.
Description of Work: refinance rental property

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$500

Tina C.
01/2013
5.0
mortgage broker
  + -1 more
Miles is very sharp, knowledgeable and responsive. He is also a hard worker. I've e-mailed him with questions during the weekend or late in the evening and received his response within minutes. I talked with three different lenders when we decided to refinance our house. His offer was the best of all three and the services he and his team provided was over the top! He delivered what he promised. I would go back to him again in the future when we sell the house.
Description of Work: Refinancing our house.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Cameron J.
12/2012
5.0
mortgage broker
  + -1 more
Couldn't have been better!
Description of Work: Extremely courteous, patient and professional. Absolutely recommended Miles and his team. He is very knowledgeable and up front. He immediately established trust with me at the first phone call. I never actually met Miles and his team, but that was the beauty of his company's efficiency. E-sign your docs, provide all the support requested and shortly thereafter a notary arrived at my house in the evening and we signed.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,800

George H.
06/2012
5.0
mortgage broker
  + -1 more
He's very knowledgeable and he knew what he was talking about. He was very responsive and I easily got an appointment with him the next day. My experience with meeting him was good and I was happy.
Description of Work: I went to see Mr. Miles Rusth of Summit Mortgage and he explained some issues regarding my taxes and whether I would or wouldn't qualify because I was looking into buying a house.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Robyn R.
03/2012
5.0
mortgage broker
  + -1 more
The team at Summit was fantastic! We had less than 30 days to close on an investment property. We initially started the process with the company that had refinanced our home a few years ago and after a couple of mistakes they completely flaked out which left us scrambling a bit to find someone who could work within our short time frame. We checked around and others were concerned that they might not be able to get us financed and closed on time. Miles Rusth at Summit was confident the timeline would not be an issue and the rates he provided were the best by quite a bit. When it was all said and done, we even ended up closing about a week early! We would use them again in a heartbeat!
Description of Work: Financing for an investment property

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,000

Response from Summit Mortgage Corp NMLS 3236 (Miles D. Rusth)
Member, Thanks for the greatb write up!!!!! We really appreciate business and trust. Please do not hesitate to call or email us with any future Mortgage needs you may have.!!! Miles D. Rusth

scott G.
02/2012
5.0
mortgage broker
  + -1 more
miles returned my initial email query immediately (unlike the other 3 companies i sent emails to who never replied). we spoke on the phone the next day, and got the process going. i enjoyed working with miles and his colleagues -- everyone was professional and courteous. got a decent rate, and the whole process took less than a month. a+
Description of Work: no-cost mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Katherine M.
09/2011
5.0
mortgage broker
  + -1 more
Hands down one of the most honest and professional mortgage companies that we have dealt with!!! Miles and Sandee are awesome. Very responsive and they give you honest answers. They helped close and fund our loan within 21 days of submitting an offer. I don't know of many other companies that can close a loan that fast in this market. In the future when we purchase real estate or refinance we will go back to Miles!
Description of Work: We purchased a home using Summit Mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$199,000

Andrew M.
04/2011
5.0
banks, mortgage broker
  + 0 more
Miles at Summit Mortgage was by far the most informative, straight forward, no-nonsense mortgage broker I talked to when we went shopping around to refinance our home. Miles is an excellent salesman, he is efficient and as any good businessman should, cares about customer satisfaction. Case in point, my family went on vacation during spring break and during that period, a signing date was set and the underwriters demanded a repair. Coming back from vacation I was confronted when an unexpected repair in an extremely tight timeline. We had to extend the lock and hire a contractor to come out in short notice. Miles had promised "no closing costs" and paid for both the repair and the extension. Summit didn't have to do both, but it is clear that Miles cares about customer satisfaction. Recommended.
Description of Work: Folded second mortgage into first mortgage and pulled money out for home improvements. Received multiple estimates and different terms and rates and received recommendations based on what we were trying to accomplish.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
4.0
punctuality
5.0

Yes, I recommend this pro
$336,000

Elizabeth S.
03/2011
5.0
mortgage broker
  + -1 more
Miles and Sandee were so amazing. They are very honest, professional, and patient. They have incredible customer service. As a teacher, it is difficult for me to get away during the day, but they were so flexible and accommodating. I cannot say enough good things about Summit. I will absolutely use them again in the future.
Description of Work: Summit Mortgage helped me to buy my first home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$200,000

Alison M.
02/2011
5.0
mortgage broker
  + -1 more
Summit Mortgage is one of the preferred lenders through the Portland Housing Center. I contacted Miles via email and within 5 minutes of receiving my email, Miles contacted me via phone and set up a meeting with me for that evening. I really liked Miles approach to the mortgage lending process. He was honest and open. He answered all my questions and even hooked me up with my great real estate agent. He definitely took the fear out of the process and made everything very simple. It was such a relief to deal with someone who was looking out for me and my best interests since I was a first-time homebuyer.
Description of Work: Applied for a home loan

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$155,000

Tyler C.
12/2010
5.0
mortgage broker
  + -1 more
Today's housing market is in shambles, from real estate to financing, but Miles & Sandee handle it all adeptly. We hit multiple roadblocks overall, but they were able to overcome each one without issue and close on the date we requested. We got a great product at a great rate.
Description of Work: Miles & Sandee helped us with the purchase of what can only be described as our dream home. They got us pre-approved and walked us through the different loan options available to us. They are great to work with. This is the second time we've purchased a home through them and we'd do it again in a heartbeat.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$4,600

Linda A.
10/2010
5.0
mortgage broker
  + -1 more
Miles and Sandra are great and very helpful. I would recommend Summit any time.
Description of Work: Before we could finalize I was laid off. Once I am able to secure a new position we will complete the refinance application.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Robert O.
09/2010
5.0
mortgage broker
  + -1 more
They did very good work. They were very efficient, prompt, and very upfront about the whole process. The price was average for refinancing the house. It was a fair price but it was to be expected. For the service they provided me, it was a very good price. Their service was great and my house was refinanced in 20 days. They were quick and very responsive. I would use them again in the future.
Description of Work: I used Summit Mortgage to refinance my house. They did everything for me.

Rating CategoryRating out of 5
quality
5.0
value
3.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$5,000

josh P.
01/2010
5.0
mortgage broker
  + -1 more
Miles is outstanding to work with, very up front no BS. I only wish we would have know about Summit when we had started- it would have saved us a huge amount of time and effort. Long story short....if you don't have someone who knows what they are doing in this Credit Environment- Miles and Summit are the people to talk to! We started with another company before working with Miles on this short sale, all they were able to do for us was waste our time( 5 months our time!) and efforts almost to the point of losing our Dream home. By the time we were introduced to Summit/Miles we had a 2 week window to close, Miles not only got the deal done for us within that timeframe starting from scratch, but got us a super rate on an 7/1 interest only. Bottom line- we got the keys today, a great rate and an amazing home....All of this in thanks to Miles and Summit Mortgage!
Description of Work: Summit and Miles got us a Mortgage on a short sale when the others couldn't get it done! Very Professional, great rates and super fast!

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$4,100

    Contact information

    6605 SW Macadam Ave # 201, Portland, OR 97239

    http://www.milohomeloans.com

    Service hours

    Monday:
    8:30 AM - 5:30 PM
    Tuesday:
    8:30 AM - 5:30 PM
    Wednesday:
    8:30 AM - 5:30 PM
    Thursday:
    8:30 AM - 5:30 PM
    Friday:
    8:30 AM - 5:30 PM

    Licensing

    Bonded

    Insured
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies,
    Banking/Credit Unions

    FAQ

    Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) is currently rated 4.9 overall out of 5.

    Monday: 8:30 AM - 5:30 PM

    Tuesday: 8:30 AM - 5:30 PM

    Wednesday: 8:30 AM - 5:30 PM

    Thursday: 8:30 AM - 5:30 PM

    Friday: 8:30 AM - 5:30 PM

    Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) accepts the following forms of payment: Check
    Yes, Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) offers free project estimates.
    No, Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) does not offer eco-friendly accreditations.
    No, Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) does not offer a senior discount.
    No, Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) does not offer emergency services.
    Yes, Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) offers warranties.
    Summit Mortgage Corp NMLS 3236 (Miles D. Rusth) offers the following services: Mortgage programs include: FHA • VA No Mortgage Insurance • Lender Paid M.I. Interest Only • 40 yr Term Available Non-owner Occupied • Investment / Second Home Construction Loans Self-employed Jumbo • Agency Jumbo / Super Jumbo Self-Employed • Bank Statement Programs Land Only • Reverse Mortgage Commercial / Apartment purchases Rate-and-Term to 97% Cash out to 90%

    Contact information

    6605 SW Macadam Ave # 201, Portland, OR 97239

    http://www.milohomeloans.com

    Service hours

    Monday:
    8:30 AM - 5:30 PM
    Tuesday:
    8:30 AM - 5:30 PM
    Wednesday:
    8:30 AM - 5:30 PM
    Thursday:
    8:30 AM - 5:30 PM
    Friday:
    8:30 AM - 5:30 PM