About us
Loan Officer number - NMLS #442653.
Services we offer
Mortgage companies.
Reviews
2.01 Reviews
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Showing 1-1 of 1 reviews
Na N.
Feb 2013
Mortgage Companies
I saw one single rating of an A for the Prospect branch located in Oregon
and thought I'd give it a try on a investment house we've already received other bank preapproval and made an offer on.
Vanessa and Jaime her assistant were generally fine other than getting my name wrong, constantly having us sign electronically then ask for hand signatures, and most importantly, changing the entire direction of the loan so it was no longer an investment loan but a home owner occupied loan plus a renovation loan.
I wished they were clear about the criteria for final approval before having led us down a torturous path of yes and no's, acquiring contractor estimates and documents etc.
I would not trust their so-called initial approval and their judgement about what the final result will be.
Also found this 2011 link about Prospect:
http://www.realestateinsiliconvalley.com/2011/02/prospect-mortgage-was-the-worst-experience-of-my-life.html
and thought I'd give it a try on a investment house we've already received other bank preapproval and made an offer on.
Vanessa and Jaime her assistant were generally fine other than getting my name wrong, constantly having us sign electronically then ask for hand signatures, and most importantly, changing the entire direction of the loan so it was no longer an investment loan but a home owner occupied loan plus a renovation loan.
I wished they were clear about the criteria for final approval before having led us down a torturous path of yes and no's, acquiring contractor estimates and documents etc.
I would not trust their so-called initial approval and their judgement about what the final result will be.
Also found this 2011 link about Prospect:
http://www.realestateinsiliconvalley.com/2011/02/prospect-mortgage-was-the-worst-experience-of-my-life.html
Licensing
State Contractor License Requirements
All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our Find Licensing Requirements page.
*Contact business to see additional licenses.
FAQ
Prospect Mortgage is currently rated 2.0 overall out of 5.
No, Prospect Mortgage does not offer free project estimates.
No, Prospect Mortgage does not offer eco-friendly accreditations.
No, Prospect Mortgage does not offer a senior discount.
No, Prospect Mortgage does not offer emergency services.
No, Prospect Mortgage does not offer warranties.
Prospect Mortgage offers the following services: Mortgage companies.