Fidelity Home Mortgage, LLC

Mortgage Companies

About us

Who We Are: We are an Oregon based company, licensed to provide mortgage loans in Washington & Colorado states, your first choice in residential lending. We are the company that feels there is no substitute for having knowledgeable people at your disposal who make your loan a priority. The employees of Fidelity Home Mortgage have 55+ years of combined lending experience and know how to navigate the lending world as efficiently and effectively as possible. Why Us: Simply because our priority is to make the world of real estate conform to your individual situation. Instead of having to jump through hoops to work with us, we work tirelessly to remove the obstacles that often make the home loan process confusing and intimidating. Our goal from the very first time you choose FHM is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We specialize in finding ways to get the most complicated loans financed while taking no more of your time and energy than is absolutely necessary. We possess the resources to find the loan that fits your needs and provide it on your terms. Our Loan Programs Refinance Purchase Debt Consolidation Reverse Mortgages Land Loans Construction Loans Primary Residences Second Homes Rentals Duplex TriPlex FourPlex VA VA Streamline FHA FHA 203k FHA Streamline HARP Conventional FannieMae FreddieMac USDA

Business highlights

7 years of trusted experience

Services we offer

Home Mortgage Loans- FHA, VA, Conventional, Reverse, Manufactured, Modular, Purchase, Cash Out, Debt Consolidation, Investor Products.

Amenities

Free Estimates
Yes


Accepted payment methods

American Express
Check
Discover
MasterCard
PayPal
Visa

Photos of past projects

Reviews

5.012 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
100%
4
0%
3
0%
2
0%
1
0%


Rating CategoryRating out of 5
quality
5.0
value
4.8
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 1-12 of 12 reviews

Janet R.
01/2018
5.0
mortgage broker
  + -1 more
Luke was so helpful and professional through the entire process. We especially appreciated that he communicated so well with us, clearly working long hours and never neglecting us, even on weekends if needed. He walked us through each step and helped us understand what we were getting into, and what would be best for our situation. We highly recommend going with Luke for your financial needs.
Description of Work: Luke Kost assisted us in refinancing our home mortgage. Over the past decades, he has also assisted my father in several mortgage related transactions.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Kathleen E.
01/2017
5.0
mortgage broker
  + -1 more
Luke kept us informed every step of the way. The process was fast and efficiently handled. He even kept in close contact us while he was on vacation over the holidays. Closing was easy. An agent was sent to us to sign the papers and we closed sooner than expected. Would highly recommend Luke to anybody looking to refinance their mortgage. Great job, wouldn't hesitate to work with him again!
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Elisabeth C.
01/2017
5.0
mortgage broker
  + -1 more
It was a smooth and quick process!
Description of Work: Refinance our mortgage and equity line of credit

Rating CategoryRating out of 5
quality
5.0
value
3.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Robert W.
12/2016
5.0
mortgage broker
  + -1 more
A lengthy loan process but it was approved successfully thanks to Luke's superb diligence and tireless efforts over three months and his efforts to negotiate a reasonable closing date. He provided us with the document requests as they were needed with timely and informative instructions, sometimes with urgency , other times with date parameters. Even though Luke was juggling many other accounts, he was always on top of our situation and the status of our application. He was always available for questions and concerns through the usual communication channels even though he is located in the Pacific Northwest and I reside in New England. He respected our lack of knowledge in this complex and rather lengthy process through his kind patience and willingness to provide explanations when we asked. Luke is a consummate professional who knows his craft well. Thank you, Luke for your continued encouragement working through the process. rsw
Description of Work: Mortgage certification and mortgage loan application

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Eric T.
11/2016
5.0
mortgage broker
  + -1 more
Extremely Professional Luke Kost knowledge and understanding of loan process was able to keep me up to date with the process of my refinancing of my house. He was able to inform me on a step-by-step, in addition, explaining why these documents and forms are required for the banking process for getting final approval. He has my highest recommendation; anyone who ever want to get a loan or refinance a home, Luke Kost is your man to go to for his professionalism and patient in this process.
Description of Work: Refinancing of my house for a divorce process.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mindy K.
11/2016
5.0
mortgage broker
  + -1 more
It was long process but Luke made it pretty painless.
Description of Work: I need to get mortgage with bad credit score.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Janet R.
10/2016
5.0
mortgage broker
  + -1 more
Luke Kost was SO HELPFUL. He walked us through every step of the refinancing process, assisting us through any complications or challenges, and making sure we understood exactly what we were committing ourselves to. He was very professional, constantly available and communicative, and a pleasure to work with. We felt he was on our side all the way, with our interests as his priority. Thank you, Luke!
Description of Work: We needed to refinance our home in order to take advantage of low interest rates. We needed to pay off high interest student loans, and make needed home repairs and upgrade our home heating system.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Brooke U.
10/2016
5.0
mortgage broker
  + -1 more
Wonderful.
Description of Work: This is a duplicate, because I accidentally gave him an F on price, when I meant to put an "A." He was great, professional and made this process so easy. He understands the market and how to get things done in a timely manner. He knew to schedule the appraiser right a way, so that we wouldn't have a waiting period. We were able to move forward with our home plans without heartache. Thank you Luke for helping us through that.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Janet R.
10/2016
5.0
mortgage broker
  + -1 more
Luke was very professional and friendly. We were always glad to talk with him, and he explained each step of the process and walked us carefully through it all. He is very attentive, responsive and efficient, and clearly put us first as his clients, making sure he was doing right by us at all times, and getting us the lowest interest rate possible. He personally dealt with any issues that came up, and we never felt neglected or ignored. We highly recommend contacting Luke for your financial needs. He is a gem, and we are highly satisfied.
Description of Work: Luke Cost was our loan officer and helped us get our home refinanced to take advantage of lower interest rates before they rise in the future.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

KAREN W.
10/2016
5.0
mortgage broker
  + -1 more
THE PROCESS WAS GREAT AND LUKE WORKED HARD TO FIND ME A NEW LOAN THAT COULD BE EASILY PAID DOWN QUICKER.
Description of Work: LUKE KOST HELPED ME TO QUALIFY FOR A LOWER RATE TO REFINANCE MY HOME. HE WAS HELPFUL EXPLAINING THE PROCESS.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Frankie K.
07/2016
5.0
mortgage broker
  + -1 more
Things went fantastic, thanks to Luke. He initiated the call with us and from that moment on he went to work for us. Luke found the best loans and rates for our situation Luke explained every aspect of the loan until we fully understood what the loan was about Luke consistently kept up in the loop when things changed Luke gently nudged us (all the time) when we needed to get things done. I have to admit with out busy schedules that was tough on Luke but he handled it very professionally and never got sick of us :-) Luke guided us through the paperwork process which i mush say is a mound of work these days When he could tell we were getting frustrated with leander requests he shouldered as much of the work himself where appropriate Luke arranged calls and home visits where needed. And lastly, he sent someone to our home to have the final papers signed, couldn't believe it. Although the process is much more involved, Luke made it bearable for us. He was fantastic and i hope when it comes time for me to purchase or refinance another mortgage loan Luke will be available. He was just fantastic and i would highly recommend him. I have purchased at least 8 properties over my lifetime and I would rate Luke #1. You will not be disappointed.
Description of Work: Luke was our Mortgage Loan Officer, who handled every aspect and more for helping us secure our mortgage loan. The mortgage and loan process has vastly changed from 5-10 years ago. The process is very tedious and time consuming. If it wasn't for Luke and how he basically took on every aspect of securing this loan, i am sure my husband and I would not have gone through the process.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

Response from Fidelity Home Mortgage, LLC
[Member Name Removed], thank you so much for you very detailed and nice comments, working with you was a pleasure and your ability to collect the needed documents and send them to me in a timely fashion was a huge help to getting your loan done as quick as possible! I look forward to helping you, your family and friends with any mortgage needs you have in the years to come!

David S.
07/2016
5.0
mortgage broker
  + -1 more
Good
Description of Work: Mr Kost provided me with excellent advice on how to proceed with a difficult refinance of my home after a divorce. He was knowledgeable in his trade and got me though with excellent results. I highly recommended his services David Spigolon

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from Fidelity Home Mortgage, LLC
[Member Name Removed] it was a pleasure working with you, while I have worked with man military service members who work out of the country, I have never worked with a person who works on ships at sea, so it was fun to find ways to cater to your unique situation, abroad and at home. I look forward to helping you, your family and friends with any mortgage needs you have in the years to come!

    Contact information

    5200 Meadows Rd Ste 150, Lake Oswego, OR 97035

    http://www.fidelityhomemortgage.us

    Service hours

    Sunday:
    Closed
    Monday:
    9:00 AM - 5:00 PM
    Tuesday:
    9:00 AM - 5:00 PM
    Wednesday:
    9:00 AM - 5:00 PM
    Thursday:
    9:00 AM - 5:00 PM
    Friday:
    9:00 AM - 5:00 PM
    Saturday:
    Closed

    Licensing

    Bonded

    Insured

    Eco-friendly Accreditations

    LEED Accredited Professional
    No
    Energy Star Partner
    No
    EPA Lead-Safe Certified
    No
    Use Green Products or Work Practices
    Yes
    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies

    FAQ

    Fidelity Home Mortgage, LLC is currently rated 5 overall out of 5.

    Sunday: Closed

    Monday: 9:00 AM - 5:00 PM

    Tuesday: 9:00 AM - 5:00 PM

    Wednesday: 9:00 AM - 5:00 PM

    Thursday: 9:00 AM - 5:00 PM

    Friday: 9:00 AM - 5:00 PM

    Saturday: Closed

    Fidelity Home Mortgage, LLC accepts the following forms of payment: American Express,Check,Discover,MasterCard,PayPal,Visa
    Yes, Fidelity Home Mortgage, LLC offers free project estimates.
    Yes, Fidelity Home Mortgage, LLC offers eco-friendly accreditations.
    No, Fidelity Home Mortgage, LLC does not offer a senior discount.
    No, Fidelity Home Mortgage, LLC does not offer emergency services.
    No, Fidelity Home Mortgage, LLC does not offer warranties.
    Fidelity Home Mortgage, LLC offers the following services: Home Mortgage Loans- FHA, VA, Conventional, Reverse, Manufactured, Modular, Purchase, Cash Out, Debt Consolidation, Investor Products.

    Contact information

    5200 Meadows Rd Ste 150, Lake Oswego, OR 97035

    http://www.fidelityhomemortgage.us

    Service hours

    Sunday:
    Closed
    Monday:
    9:00 AM - 5:00 PM
    Tuesday:
    9:00 AM - 5:00 PM
    Wednesday:
    9:00 AM - 5:00 PM
    Thursday:
    9:00 AM - 5:00 PM
    Friday:
    9:00 AM - 5:00 PM
    Saturday:
    Closed