Cigna Medical

In general they provide a pretty good coverage with a reasonable list of providers available in their network. Customer service is good, if there is ever a question I just call and it's usually taken care of.

Generally pleased with the service although if I have a problem I deal with my union health plan who in turn deals with cigna . Basically Cigna has a network of doctors and hospitals with which they negotiate fees and rates. I have been happy with the available professionals in the network and the fees they have been able to charge.

I've been very happy with Cigna's handling capability. I've actually been pleasantly surprised with Cigna. The employer policy covers us pretty good and I've been able to get access to specialists and to lab facilities and that type of things easily. I've literally had no problem in terms of their coverage. They have a pharmacy that I use to get my meds and it works well. I don't have bill collectors hounding me. I'm old enough to be on Medicare, but because I work full time I've chosen to remain under my employer's healthcare plan. I tried to talk them into buying me a supplement policy as it would be cheaper for my employer rather than have me fully covered as an employee, Medicare as my primary and the supplement as my secondary, but my employer chose to keep under Cigna and I've been happy with them so far. When I retire, I will go on Medicare, but I will see what supplement policies they have.