About us
Voted "Best Insurance Agency" on Long Island for 5 years, Cotten Coverage Insurance Agency is your independent, one-stop insurance center for all your personal insurance needs. Just one call can get you a customized proposal package with rate quotes from a variety of quality companies. We make insurance shopping easy!
Business highlights
Services we offer
Home Insurance, Coastal Property Insurance, Automobile Insurance, Business Insurance, Special Rates for Contractor Insurance, Commercial Automobile Insurance, Umbrella Insurance, Special Events Insurance, Liquor Liability Insurance, In Home Business Insurance, Life and Disability Insurance, Bonds, Professional Liability Insurance, Incredible Rates for Clients with Bad Credit, New Drivers Or With Claims. Outstanding Rates For Drivers With Great Credit and Clean Drivers Records.
Services we don't offer
Ask for details.
Amenities
Emergency Services
Yes
Free Estimates
Yes
Accepted Payment Methods
- Check
- Visa
- MasterCard
| Number of Stars | Image of Distribution | Number of Ratings |
|---|---|---|
| 75% | ||
| 0% | ||
| 0% | ||
| 0% | ||
| 25% |
Filter reviews by service
Refusal of giving a comprehensive compilation of the costs which may arise in the future. Little piece meal information with a lot of extra fees hidden.
Big bills for services not provided.
Undisclosed fees.
This company is awful. We never made any claims, but they contracted out the insurance, to another company, so their role was only to find a provider and fill in the contract. Their main goal was to charge as many fees as possible in the process. And at the same time say that they will save us money if we go with them.
"I am responding to this review. (member name removed) contacted our agency for home insurance. Upon discussion, it was discovered that the home was vacant and not eligible for a home policy but rather a vacant building policy (which is more expensive). She was insistent on a home policy, which would not protect her in case of a claim since the building was unoccupied. We had 12 discussions concerning this policy with (member name removed) before we obtained the policy for her. The documents (that she signed) are State and/or industry approved forms and all fees were clearly disclosed in advance. It is really unbelievable that she is complaining about the fee since she agreed to them. We spent over 3 hours dealing with her questions and actually lost money on her. (member name removed) has a PhD. in and teaches economics at a university. The fact that she did not understand that we do not work for free is laughable, as is the claim that we contacted her insurance to an insurance company. She called us since she read that we were voted “Best Insurance Agency (not Company) on LI.” We are insurance agents and brokers; we are not the insurance company and never warranted that we were. As to the allegation that we charged excessive fees, we charged $100, which is well below the industry standard. I can only imagine the economics that she is teaching her students. We have won the Best Insurance Agency on Long Island for an unprecedented 3 years in a row. We achieved this honor based on our clients being satisfied. On the other hand, there are some clients that want world-class customer service and outstanding coverage but don’t want to pay for it. This is the case with this review."
"Thanks for the review [member name removed]. I am glad you are satisfied."
Licensing
State Contractor License Requirements
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