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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Shock can clear a cloudy pool if the problem is insufficient free chlorine or an accumulation of chloramines from “spent” chlorine. However, it can make the issue worse if a high level of chlorine or a pH imbalance is the root cause of the problem. Test your pool water before treating the cloudiness to ensure you’re making the right call.

Concrete pools have the longest life span. As long as you properly maintain your concrete pool, you can expect it to last 50 to 100 years. That said, you will need to resurface your concrete pool as it ages. Fiberglass is durable, but fiberglass pools generally only last around 25 to 30 years. That said, some high-end fiberglass pools can last more than 50 years if they’re well-maintained.

Your aboveground pool might technically be able to stand without water, but you shouldn't consider it stable. Aboveground pools need the weight of water to provide adequate stability and prevent the walls from collapsing in. Be sure to fill your pool with water as soon as possible after installation.