carpet cleaners, drywall, flooring contractor, heating & air conditioning/hvac, home inspection, insulation, remodeling, air duct cleaning, house painters, interior painters
+ 8 moreThis is to chronicle our experiences involving a fire at our residence on the morning of March 16, 2009. Plus this is a way to say thank you to the folks at Remedics of the Carolinas. This was compiled by Bill & Betty Jett so when we say “our, I, my, etc” below, please make adjustments accordingly. The fire was relatively small and involved two floors of our home (basement & living room areas). We will not mention the name of our insurance company but know that we had a policy with a $2,500 deductable with full replacement value in force at the time of the fire. That is to say that both the contents and physical structure of our home would be replaced regardless of current cost or value. FYI, eventually the cost of the total repair would amount to over $22,000. To net this financially, whatever the cost would eventually be, the cost to our household would be no greater than $2,500 (that is, if we caught and repaired all of the associated damage) regardless of who did the work. Our insurance company Adjuster first assessed the damage at around $8,000 and while they would have eventually covered the real and actual cost associated with the repair, the burden of proof for any additional cost would have been ours. In other words, we would have to justify all expenses and, if not allowed by our insurance company, we would have to pay that associated cost. Additionally if we were to manage this repair ourselves, we were looking at a loss of time from work to deal with the various vendors & contractors during the repair. It should be noted that we are both self employed so any loss from the job was a direct loss of income which the insurance company would not cover. In light of the actual effort taken to make the repairs, it probably would have been at least twice the actual time we estimated. Plus, we would not have been reimbursed for our time and effort to manage the project ourselves. Another negative factor was that the insurance company would only cut an initial check for the amount the Adjuster determined, (less our $2,500 deductable) and we would have had to carry the balance until the final settlement. To put it bluntly, we were looking at a significant loss of unrecoverable time and money regardless of what the insurance actually paid out. Through a chance conversation, I (Bill) became aware of the type of work done by Remedics of the Carolinas and Dianne Kehler. It seems that Remedics provides all of the services we would require to do the repairs on our home plus they would totally manage the job. Over the next two months we would come to really appreciate Dianne and her people. Not only that, but we found a great additional intangible resource in Remedics. It seems they “speak Insurance”. While we do not know nor understand the “insurance business” nor do we know how to deal with an insurance company and their various conditions of payment, etc, Dianne and her people clearly do understand this process. There was damage that we and the Adjuster had not seen nor appraised in the cost of repair. As an example, three floor trusses between the basement and living room were damaged and according to the Charlotte / Mecklenburg building code they had to be replaced with a permit being pulled and inspected. It also appeared that the fire was the result of faulty construction in the original building that current building code required to be fixed. Tim Crane handled this project for Remedics and did a marvelous job. He did his own site survey of the damage. Then he and Dianne sat down with the Adjuster and renegotiated the initial check up to an amount exceeding $17,000 (instead of the original $6,500 I was expecting) and then Dianne carried the balance forward until the final settlement from the insurance company. If nothing else, this alone would cause us to thank the Remedics team. Cesar Gomez was the Remedics Operation and Crew Manager of the work crews that came to our home. His professionalism is only exceeded by his attention to detail and sincere desire to do the best job possible for his customer. When a crew member wouldn’t do a portion of the job “right” (to Cesar’s standards) he would redo whatever was wrong and make it “right” to our satisfaction. It took Cesar and the vendors he & Tim managed just one month to complete the full job, start to finish. They were on the job when they said they would be, complete whatever they were working on, completely cleanup after themselves and leave in an orderly manner. It seemed that the whole Remedics team “expedited” our project but, in discussions with Dianne afterwards, she said they handled our job as they do every job. In our view point this is a true mark of professionalism. To summarize, while the experience had some inconveniences involved and did consume a good bit of time, the Remedics folks expedited everything and helped ease this process a great deal. It only cost us our deductable and we now have a living room and basement that are back to their original state and we have found a company we can truly promote. Thanks to Dianne and Tim our only cost was our deductable. However, the intangible cost we would have experienced in the loss of time, patience, questionable job quality, etc., was fully taken care of by the Remedics team. Thank you, Remedics, for a job well done. From here on we fully support using the Professionals to do this kind of job. My questions to you, the reader, are, if you are going to pay the deductable anyhow, why aren’t you going to make the problem as painless as possible and use someone like Remedics to do the job? If you are going to use this kind service, why aren’t you going to use one of the best in the Carolinas, Remedics? If the reader wishes a personal recommendation, Bill’s personal contact information is below. William H. & Betty M. Jett 704 598 8178
[email protected]