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Avatar for Kossman Construction
Kossman Construction
5.0(
10
)
Shelter or Outbuilding - Build

Serving Purvis, MS and surrounding areas

Approved

In business since 2019

Free estimates

Emergency services offered

"Hired him to build a deck to support a hot tub. The deck was done under the estimated time and for the right price. He was very professional and agreeable and efficient. Zero complaints. Already got him coming back for another job soon."
Pergola
Deck
Pergola
Before Deck
Pergola Clear Roof

+26

Response time8 hrs
Response rate87%
Recommended by88%of homeowners
Avatar for American Home Shield – Home Warranty
American Home Shield – Home Warranty
3.5(
5,688
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Purvis, MS and surrounding areas

In business since 1971

Credit card accepted

"The technician did an excellent job. It did take a while to get the repair finished, but that was due to Bertazzoni delivering the parts. I have had multiple problems with this particular appliance. My range now works better than it did when new, but I have a feeling that even if I have continuing problems with it, American Home Shield will just repair rather than replace due to the cost of the range. By the way, I'm not exactly sure of the date of the repair."
Additional Photos
Additional Photos
Additional Photos
Additional Photos
Additional Photos

+2

Recommended by65%of homeowners
Avatar for Monroe Construction
Monroe Construction
5.0(
6
)
Shelter or Outbuilding - Build

Serving Purvis, MS and surrounding areas

In business since 2019

Free estimates

Small jobs welcome

"I highly recommend James Monroe Construction. They recently did some painting for us. They also made some repairs to some of our sheetrock and wallpaper. They did an awesome job. It looks great. They are professional and respectful. I will hire them again."
Response time3 days
Recommended by100%of homeowners
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

A construction-to-permanent loan is the most common type of mortgage used to finance a house teardown and rebuild. These loans include financing for construction costs and convert to a long-term mortgage once construction is complete. Check the terms of the loan closely before beginning work—there are often restrictions requiring you to use licensed contractors for all work.

Check reviews, compare quotes, and verify licensing. Ensure the builder has experience with modular construction.

There are energy-efficient options when building a cottage. Select green building materials, high-performance insulation, and energy-efficient windows when designing your cottage. Options such as solar panels, efficient HVAC systems, and LED lighting can lower your utility bills and reduce your environmental impact. Many builders offer energy-efficient upgrades as part of the design process.

Yes, modular homes offer a wide range of customization options for layout, finishes, and features.

The Purvis, MS homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.