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Many ways to landscape a steep slope on a budget exist. Avoiding expensive retaining wall construction is the first step. Consider creating a rocky slope with boulders or large stones, or think about planting perennials that return every year with a single investment. Transplanting small trees from elsewhere on your property is also possible and can help to stabilize steep slopes without purchasing new ones. 

The best type of rock for landscaping depends on your specific project and needs, as different rocks are suited for different applications. For covering large areas or creating an affordable driveway, consider gravel, but note that it can wash away in flowing water. For water features, river rocks are a good option. Flagstone and cobblestone are ideal for aesthetically pleasing patios and walkways. If you are building a stone wall, fieldstone or small boulders are up to the task. Large boulders and landscape rocks work well as statement pieces, to fill empty space, or to indicate boundaries, but be mindful that they can overwhelm smaller gardens. The best approach is to first define your landscaping project and then select the rock type that best fits that purpose.

There are two main times of year to apply mulch: mid to late spring and late fall. Spreading mulch in mid to late spring helps protect new seedlings as the soil warms up. It's best to wait until temperatures are steady, as mulching too early in the spring can slow down the soil's warming process and hinder plant growth. Fall mulching is also beneficial, as it insulates the soil and helps regulate its temperature when the first frosts arrive.

How much 4 yards of dirt will cover depends on how deep you want the soil to be. In general, a yard of dirt will cover 324 square feet for a 1-inch depth or 100 square feet for a 3-inch depth. Therefore, you can expect 4 yards to cover between 400 and 1,296 square feet if you keep your soil depth between 1 and 3 inches.