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It is for the purpose of protecting them from hail because you’ll be removing it soon after the threat is over. However, plastic or vinyl tarps aren’t recommended as a long-term way of protecting your plants from frost because they’ll trap too much moisture inside, which is actually not a good thing for your plants. But in the short term, it’s fine to use even an overturned garbage can to protect a plant from hail.

Many ways to landscape a steep slope on a budget exist. Avoiding expensive retaining wall construction is the first step. Consider creating a rocky slope with boulders or large stones, or think about planting perennials that return every year with a single investment. Transplanting small trees from elsewhere on your property is also possible and can help to stabilize steep slopes without purchasing new ones. 

Grass is the most popular and safest option for planting over a septic drain field, but you can also plant small flowering plants and other lightweight plants that don’t have woody or deep roots. Avoid trees and bushes within 10 feet of the field, as the woody roots can crack the perforated pipes. You should also avoid planting vegetable or fruit gardens over your drain field, as a leak from the pipes could contaminate the soil and put anyone who eats the produce at risk.

It is possible to plant a tree over a ground stump if it was ground very deeply. However, it is typically best to plant elsewhere so your new tree has room to establish a strong, healthy root system. If you want to plant a tree in the same spot where you currently have a stump, you may want to consider other options, such as stump removal.