USA Mortgage

Mortgage Companies

About us

USA Mortgage is consistently recognized as--not only the St. Louis Metropolitan Area's largest independent mortgage bank--but that of the entire State of Missouri as well. At USA Mortgage, our mission is the unrelenting pursuit of perfection, and we pride ourselves on the lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We offer new home buyer mortgages, VA mortgages, refinances, and other types of home loans. For EVERY YEAR since our inception in 2001, the St. Louis Business Journal has named us one of the top residential lenders in the St. Louis metropolitan area.

Services we offer

mortgage, home loans, FHA loan, VA loan, refinancing


Accepted payment methods

American Express
Check
Discover
MasterCard
Visa

Photos of past projects

Reviews

4.73 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
67%
4
33%
3
0%
2
0%
1
0%


Rating CategoryRating out of 5
quality
4.7
value
5.0
professionalism
4.0
responsiveness
4.7
punctuality
4.0
Showing 1-3 of 3 reviews

KEVIN M.
08/2006
4.0
mortgage broker
  + -1 more
Our overall experience was good until the few days before the closing. We submitted all the information requested 30 days before closing, but they did not take the time to review the information for almost 3 weeks. It turned out ok, but there was a concern on my part that the left hand did not work well with the right hand. Very nice people, but processors timeliness was poor.
Description of Work: We financed a property in St. Louis City.

Rating CategoryRating out of 5
quality
4.0
value
5.0
professionalism
2.0
responsiveness
4.0
punctuality
2.0

Yes, I recommend this pro
$180,000

THERESE D.
10/2005
5.0
mortgage broker
  + -1 more
KEVIN SPOONER WAS EXCELLENT TO WORK WITH. HE EXPLAINED EVERYTHING TO US & FOUND A MORTGAGE TO MEET OUR NEEDS. THE PROCESS WENT VERY SMOOTHLY. WE HAD OUR LOAN & CLOSED ON OUR HOUSE IN ONE MONTH.
Description of Work: WE WERE LOOKING FOR A MORTGAGE TO PURCHASE A HOME.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

05/2003
5.0
mortgage broker
  + -1 more
VERY FLEXIBLE WITH MEETING TIMES.
Description of Work: HELPED US REFINANCE OUR HOME

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

    Contact information

    8921 Veterans Memorial Parkway, O Fallon, MO 63366

    http://www.usamortgagestl.com/

    Service hours

    Sunday:
    Closed
    Monday:
    8:00 AM - 8:00 PM
    Tuesday:
    8:00 AM - 8:00 PM
    Wednesday:
    8:00 AM - 8:00 PM
    Thursday:
    8:00 AM - 8:00 PM
    Friday:
    8:00 AM - 8:00 PM
    Saturday:
    Closed

    Licensing

    State Contractor License Requirements

    All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

    *Contact business to see additional licenses.


    Service Categories

    Mortgage Companies

    FAQ

    USA Mortgage is currently rated 4.7 overall out of 5.

    Sunday: Closed

    Monday: 8:00 AM - 8:00 PM

    Tuesday: 8:00 AM - 8:00 PM

    Wednesday: 8:00 AM - 8:00 PM

    Thursday: 8:00 AM - 8:00 PM

    Friday: 8:00 AM - 8:00 PM

    Saturday: Closed

    USA Mortgage accepts the following forms of payment: American Express,Check,Discover,MasterCard,Visa
    No, USA Mortgage does not offer free project estimates.
    No, USA Mortgage does not offer eco-friendly accreditations.
    No, USA Mortgage does not offer a senior discount.
    No, USA Mortgage does not offer emergency services.
    No, USA Mortgage does not offer warranties.
    USA Mortgage offers the following services: mortgage, home loans, FHA loan, VA loan, refinancing

    Contact information

    8921 Veterans Memorial Parkway, O Fallon, MO 63366

    http://www.usamortgagestl.com/

    Service hours

    Sunday:
    Closed
    Monday:
    8:00 AM - 8:00 PM
    Tuesday:
    8:00 AM - 8:00 PM
    Wednesday:
    8:00 AM - 8:00 PM
    Thursday:
    8:00 AM - 8:00 PM
    Friday:
    8:00 AM - 8:00 PM
    Saturday:
    Closed