Residential Mortgage services inc

I had bought a home here in maine and used residential mortgage services and there tittle company h&d tittle servies in late feb of 2013.. long story short they sold my mortgage to another bank which I knew would happen. just recently I got my monthly mortgage bill from the new bank and it states that my escrow was in the negative over 3000 dollars. and that my monthly payment has 2 options pay escrow in full and the payment will go up from 745.00 to 917.00 or make up the escrow in 12 months payments and the new payment will be 1200.00 per month. I am 78 years old and on a fixed income. as I started reading through my hud-1 forms they had written that the yearly property taxes were 1517.12 so they set up the escrow to take out 126.42 for taxes and 44 and change for home insurance. well come to find out the real property taxes are 3034.00 for the year, so I was going down a dead end road right from the start.. I called them and they blamed the assessor. residential mortgage wrote 1517.12 for the year and 2 payments of 758.00 was to be taken out in april and oct. so not only that the sellers got away with not paying there fair share of taxes from dec to feb they only paid 450.00 which is off a few hundred dollars. it clearly states on the hud-1 form that the figures have to be true otherwise according to tittle 18 us code 1001 section 1010 penilty fines and or imprisment can occur. so because they can read the tax papers that clearly state 2 payments of 1517.35 total 3034.00 +change that im responsible for there screw up,, our atty states different we will see them in court.