David Lustine - Eagle Creek Mortgage, LLC
About us
David Lustine is a 2022, 2021, 2020, 2019, 2018, 2017, 2016 & 2015 Angie's List Super Service Award Winner specializing in No Closing Cost Refinances and Zero Point Purchases. Eagle Creek Mortgage, LLC is a full-service equal housing mortgage brokerage with access to a vast number of lenders and loan products including: Conforming, Jumbo, FHA and VA.
Business highlights
25 years of experience
Services we offer
**2022, 2016 & 2015 Super Service Award Winner** No Closing Cost Refinances (You Pay No Fees Whatsoever) & Zero Point Purchases. Multi-Year Gold & Platinum Award Winner. Fast Turnaround. No gimmicks. Nationwide Lending. Loan Officer / Mortgage Banker. Call 301.922.4455, 2017, 2018, 2019, 2020, 2021
Amenities
Free Estimates
Yes
Reviews
5.0112 Reviews
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Showing 1-25 of 112 reviews
Alemayehu B.
Apr 2023
My mortag loan went very well David Lustine handled it very professionally i was able to close the loan as promised .
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for the review! Congrats on your new home!"
Tamrat H.
Feb 2023
It was excellent service with smooth closing on the right time.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you! I’m happy I was able to help with your purchase. We are always very happy when the closing docs are delivered a week before settlement! Enjoy the new home."
Sefoneyas M.
Sep 2022
It was very awesome, David is a genuine guy, he has lot of patience, he knows how to do the job very well. It’s my pleasure to work with you thank you.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you very much for the review. I’m happy I was able to help you. Congratulations on your new home!!"
Philip N.
Aug 2022
Superbly! Never any problems
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thanks so much for the review! I’m glad it all worked out for you!"
Aster Z.
Aug 2022
It was excellent
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for the review! I hope to help you again in the future."
Paul S.
Jul 2022
David is the best! Made the VA mortgage process very quick and easy and when rates go back down, I’m using David and Eagle Creek again!
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thanks so much! It is nice to hear you were happy with the loan process. Check in any time!"
Tim B.
Jul 2022
Everything went great. I bought a home in Florida I was under contract for one home then decided I wanted to cancel and switch to a different home David managed this without a hitch everything went smoothly. David has experience working with Florida Realtors and is highly recommended.
Response from David Lustine - Eagle Creek Mortgage, LLC
"It was a pleasure working with you and helping with the purchase of your beautiful vacation home in Florida. Hope I can help you again in the future!"
Tanya W.
Jul 2022
It’s was the best experience ever. David Lustine was patient and really went the extra mile in order to see this through. I had several obstacles that he helped me get through and he really worked with me through the entire process. I’ve never had anything close to this level of service with any other mortgage company. You can’t get any better than this!
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you so much for the kind words. We overcame some challenges but we got there. Enjoy the over $400/mo savings at no cost. I’m looking forward to working with you again. Thanks again!"
Bruke B.
Nov 2021
He finished really fast and he's help was needed.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for the review. I’m glad I was able to help you!"
Natalia M.
Sep 2021
I reached out to David after receiving one of his fliers because it said "no closing costs or fees" to refinance but I was apprehensive at first because it sounded too good to be true. This was after I spoke to my current lender about a year ago and was not even slightly impressed by what they said they could do. But, after speaking to David, I felt relieved and excited! He said he can save us a "life changing" amount off our monthly bill and he certainly delivered! We got everything we could have wanted, plus some. Not only did he keep his word, he went above and beyond on customer service too. Always VERY responsive, pleasant and eager to help. The whole refinance was so easy and the gentleman from the title company even came to our home for the closing. Couldn't have asked for a more pleasant experience. So happy and pleased with his service and the tremendous amount he saved us that I already referred my friends and family.
Response from David Lustine - Eagle Creek Mortgage, LLC
"I always enjoy working on life changer refinances! ;)"
Clifford A.
Sep 2021
David was great from the start. Everything he promised was fulfilled. From the rate to the Lender's credit he made sure he got me the best deal. He was also always available by phone or text whenever i needed any clarification.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for reaching out to me to help you with your loan. It’s nice to hear you had a good experience. Hope you enjoy your monthly savings!"
Danielle G.
Sep 2021
Great! Dave and team guided us through the process, responded lightning fast to any of our questions and got us a great deal! I would recommend them to anyone looking to refinance!
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you so much for the review. You were so easy to work with and made the process flow smoothly. Thanks again!"
Benjamin S.
Aug 2021
All went well. Overall, Mr. Lustine provided excellent customer service. Seamless process.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for the review. I’m happy we connected and closed your refinance with ease!"
Liza A.
Aug 2021
Would highly recommend David Lustine.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you! Really enjoyed working with you."
Cyrus S.
Jul 2021
David was great to work with - we've been working with him for nearly 10 years on a variety of loans/refinances. He's always up front and clear about what he's offering, but leaves decision making up to you, the customer. He also is very flexible on timing, since with kids, work etc... refi is not always at the top of my mind. I typically ping David once to say - how are things looking, and he can quickly give me some thoughts on if there's anything we can do. Low maintenance and support through the process!
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you so much for the review. Love working with you guys."
Debi P.
Jun 2021
Exactly as promised. Excellent customer service and very knowledgeable.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you! Really enjoyed working with you!"
Robert H.
Jun 2021
The transaction with David was very smooth and stress-free. He really knows his stuff and always treats his clients as if he were handling a transaction for his own family member. Over the past 18 years, I have relied on David to handle my refi's/purchase loans and he has never let me down. I'll never use anyone else.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you!!! Happy I was able to help out again. Enjoy the monthly savings!!"
Sola O.
Apr 2021
I got David's contact through a neighbor who had been working with him for years. David got us good rates on our refi loan. He was responsive, even at odd hours of the day. Stayed in touch throughout the closing process. I will be doing business with him in the future.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for the review! Nice to hear you’re happy with the results. If I receive a late night question, I try to answer it if I’m awake. Lol."
Miriam S.
Apr 2021
Working with David and his associates was a breeze. I knew exactly what I needed to provide them and the turn around was fast. I would highly recommend this business for all your mortgage needs.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thanks for the review! I’m glad we were able to close quickly and save you money each month. Thanks again."
Lisa D.
Apr 2021
I have worked with David before to refinance but was very pleased this time to achieve the lowest mortgage rate we’ve ever attained. Given the relatively larger size of our mortgage this will be very helpful in reducing ownership cost for our home. David vigilantly guided the process through and ensured that all the demands of the lender wer met in a timely manner. I am very happy with the result.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you very much for the review. I’m happy you were pleased again with the process and we were able to save you a lot of money each month at no cost."
TAMRAT H.
Mar 2021
excellent communicator, he does his thing on timely manner very honest person.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you letting me work on your loans and your clients too!"
Timothy O.
Mar 2021
Another fabulous experience with David, we’ve used David for 20 years now with 4 different homes in 2 different States, experience was one of the best, no fee and the best rate we’ve ever had. He was able to close in under 30 days. David has always been the professional you’d want when dealing with your home. He called me and suggested a refinance which we took advantage of immediately. I provided an A rating, the highest, if I could have selected AAA I would have. Thank you again David!
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thanks so much for the kind review. I'm happy we were able to close quickly and save you even more money. It's been a pleasure working with you over the past 20 years!"
Paul A.
Mar 2021
David provides excellent service throughout the entire process. When our loan was sold after the closing and we did not hear from the new mortgage company he helped track down what was going on saving us a lot of time. He always promptly responds when we have any questions. I highly recommend David Lustine!
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thank you for the review! Happy I was able to help you along the way with the situation post closing."
Samir S.
Mar 2021
David was efficient, thorough and very communicative. The process was smooth and painless.
Response from David Lustine - Eagle Creek Mortgage, LLC
"Thanks again for letting me work on your loan and referring your friends to me!"
Lev P.
Feb 2021
Super good rate for 15 years
Response from David Lustine - Eagle Creek Mortgage, LLC
"Congrats on your no cost refinance at a super good rate!"
Licensing
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FAQ
David Lustine - Eagle Creek Mortgage, LLC is currently rated 5.0 overall out of 5.
Yes, David Lustine - Eagle Creek Mortgage, LLC offers free project estimates.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer eco-friendly accreditations.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer a senior discount.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer emergency services.
No, David Lustine - Eagle Creek Mortgage, LLC does not offer warranties.