KV Mortgage

Mortgage Companies, Banking/Credit Unions

About us

KV Mortgage is an Angie's List 10 time Super Service Award Winning local mortgage broker. We've established our reputation by providing excellent service along with low rates and fees. We work with many lenders and look for the best fit for each borrower. We have a wide range of products; conventional, FHA, VA, USDA, HELOCs, and reverse mortgages. Check out our discounts provided for Angie's List members or check out our website for more information. We look forward to serving you!

Business highlights

18 years of trusted experience

Services we offer

Mortgage. Residential Financing. Purchase Loans, Refinance Loans, Home Equity Loans.

Services we don't offer

Commercial Loans

Amenities

Free Estimates
Yes


Accepted payment methods

Check
MasterCard
Visa

Photos of past projects

Reviews

5.0212 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
97%
4
1%
3
0%
2
0%
1
1%


Rating CategoryRating out of 5
quality
5.0
value
4.9
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 26-50 of 212 reviews

E H.
06/2017
5.0
mortgage broker
  + -1 more
I can't recommend Eagle Creek Mortgage enough. I did some research into refinancing and attempted to call a few other providers as recommended, none of whom were available when I called on Saturday afternoon. I reached Alex Echeandia on Sunday morning who took my information and got me a quote that same day. The quote for the refinanced mortgage rate was even less (better) than what I had decided was what I would find acceptable. Given Alex's responsiveness and the rate he was able to provide, we decided to use Eagle Creek for our refinancing. We didn't regret it. Alex was available to answer questions even when he was off on vacation. We never met him in person as there was no need for us to travel to MD to his office. The closing was held at our house based on a schedule that was convenient for us. If you are looking to refinance your mortgage, give Alex and Eagle Creek mortgage a call!
Description of Work: Refinance mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Susan Tambi M.
06/2017
5.0
mortgage broker
  + -1 more
professional, dealt with any issues promptly and got us into our new home! Very Highly recommended.
Description of Work: Alex helped us purchase our new home and he was fantastic!

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Paula A.
06/2017
5.0
mortgage broker
  + -1 more
It went very well and Alex was very helpful and understanding and explained every detail Always there when needed I would highly recommend him to any one very courteous and willing to listen. The Anderson's Thank him.
Description of Work: Alex was the loan officer for the house we purchased.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!

Collin M.
06/2017
5.0
mortgage broker
  + -1 more
We worked with Alex Echeandaia and he was organized, thorough and professional, as well as kind which made all of the difference in our interactions with him. We put our trust in him and he most definitely came through for us. He is patience as well as treating us as people rather than just another home loan customers. He stands above the rest, Alex Echeandaia! We thank you very much!!"
Description of Work: Getting a home loan

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Edward G.
06/2017
5.0
mortgage broker
  + -1 more
Alex was great to work with. I feel I received a fair package and Alex was responsive and professional throughout the process.
Description of Work: Refinance of Mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Geoffrey M.
06/2017
5.0
mortgage broker
  + -1 more
Excellent! Alex and his staff were extremely informative throughout the entire process from application to close. There was always someone available to answer any questions that we had. We would certainly use their services again.
Description of Work: Home Owner financing.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Tim M.
06/2017
5.0
mortgage broker
  + -1 more
Went excellent and no issues whatsoever. Alex Echeandia was always available to answer any questions that I had and made the experience easy and stress free. Couldn't have asked for a better experience and will recommend to all my friends.
Description of Work: Approval of loan for home purchase

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Mannan D.
06/2017
5.0
mortgage broker
  + -1 more
It was an excellent and easy experience, the rate for refi was great and the personal care along with quick response time was a "cherry on top"!
Description of Work: Mortgage refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Dorothy S.
06/2017
5.0
mortgage broker
  + -1 more
Excellent. Did everything online. Easy !! Highly Recommend :)
Description of Work: Refinanced our second home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Mile G.
05/2017
5.0
mortgage broker
  + -1 more
Perfectly. Alex found me an excellent value, was very responsive, and moved things along quickly. I enjoyed working with him to refinance my home.
Description of Work: I refinanced my home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

KATHERINE C.
03/2017
5.0
mortgage broker
  + -1 more
We were very pleased, both with the service Alex provided and the price of the transaction, as well as the terms of the loan. We would highly recommend Alex to others.
Description of Work: We refinanced our mortgage through Alex and Eagle Creek.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Jeffrey M.
03/2017
5.0
mortgage broker
  + -1 more
He made a stressful experience easy for my wife and me. She is really thankful that we were able to buy the home that she 'loved' the most.
Description of Work: Alex has helped us twice (2X) in the past 12 months. He originally helped us select a mortgage for our home purchase and then was very proactive in helping us refinance when the interest rates became lower than our original mortgage.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

John W.
03/2017
5.0
mortgage broker
  + -1 more
Here's what Alex brought to both of our refis. (1) He's a broker who monitors the packages available thru a lot of mortgage banks but he represents his customers' best interests, not the banks'. (2) Also, almost immediately Alex's customers receive a summary of the important fees and elements involved in the refi: Unless you have a problem that needs attention, you will get a mortgage rate and cash out amount that will not change. The transaction charges to other parties (e.g., govt.) will be listed and will not change. The new monthly payment will be exactly what he indicated at the beginning. (3) Throughout the entire process, it's comforting that Alex is your sole contact. If something needs to be represented to a bank, he will do it. Alex answers the phone or promptly gets back to you; also, his staff are available to guide you in assembling your documentation. Of course, Alex represents a brokerage firm and he does charge a fee, but we believe that the fee is balanced by the product he provides and by the ease of processing a low cost mortgage with him.
Description of Work: In mid-2016, Alex Echeandia, a broker at Eagle Creek Mortgage in Gaithersburg, and a broker we had used before and trust, emailed that 30-year mortgage rates were at a great low (they were) and offered a rate on a refi that we felt that we weren't likely to improve on. Because we needed to do important work on our 1972 rambler this opportunity came at an opportune time. So, we said yes, let's refi.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Joe M.
03/2017
5.0
mortgage broker
  + -1 more
Alex Echeandia was great. I worked with him on my original mortgage when I purchased my house. When interest rates fell, he contacted me about refinancing. He offered a lot of information throughout the process and beat his good faith estimate. At the end of the deal, I came to closing with $0.00 and I will save close to $40,000 over the life of the loan!
Description of Work: Original Mortgage and Refinance

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!!

Rebecca S.
03/2017
5.0
mortgage broker
  + -1 more
Alex and Eagle Creek Mortgage were extremely professional, helpful, detail-oriented and I would absolutely recommend using them.
Description of Work: Original mortgage and mortgage refinance

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Paul D.
09/2016
5.0
mortgage broker
  + -1 more
This is the 3rd time we've used Alex to do a refinance, and every experience is as good, if not better than the last. With all the new laws and policies for home loans and refinances, Alex has kept the process easy to do and easy to understand. He gets us the most affordable and convenient closers, and of course, his rates can't be beat! Talk to Alex and let him know your goals upfront - he will help you make the best decision and loan setup for you!
Description of Work: Refinance our home to a lower rate

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Bryan M.
09/2016
5.0
mortgage broker
  + -1 more
Alex Echeandia at Eagle Creek helped my wife and I refinance our current home after only living in it for less than a year. This is the second time we have used Alex and I must say, we will be using him as our mortgage broker moving forward with any home financing we might need. My wife and I weren?t even thinking about refinancing and out of the blue, we get an email from Alex letting us that know that the rates are continuing to drop and it could be a good time to refinance. So, after looking at a few things and seeing if it was worth doing, we decided to reach back out to Alex to let him know we were in. I could go on and on about the process but the point of this write-up is to let you, the reader know, that you will not be disappointed by picking Alex as your mortgage broker. He is extremely knowledgeable about the market and does not waste any time. He is very precise and you will not run into any issues or delays when working with him. Everything seems to go as smooth as possible and even the first time we worked with him, everything seemed to go very smooth with no hiccups. In addition, you will not find a more trustworthy person as he is completely honest and will not beat around the bush. His good faith estimates and other projected costs of what you will pay will be spot-on, which means no surprises. My wife and I feel like we hit the jackpot when we found Alex almost two years ago and I guarantee, that if you choose him, you will not be disappointed. If you still aren?t sure, ask Alex for my number and I?ll be happy to explain in detail how good of a broker he is? you will not find anyone better!
Description of Work: Refinancing

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Michael B.
09/2016
5.0
mortgage broker
  + -1 more
This is the third time we used Eagle Creek mortgage, and as usual it was a great experience. I find the staff to be friendly, responsive and professional. Alex is a great communicator and works to find the best price and options that fit our needs. I highly recommend them for your mortgage needs!
Description of Work: Refinanced our mortgage on our primary home

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$1,000

Edward G.
09/2016
5.0
mortgage broker
  + -1 more
Working with Alex was a pleasure from start to finish. All discussions with him were clear and straight forward. Numbers and fees were explained in writing with any exceptions called out. it was very easy to get a hold of Alex for questions and he was always prompt with returned calls. Overall fees for the refinance were very reasonable especially compared to a previous (bad) experience and our interest rate went down about 1/2 percent. Highly recommend Eagle Creek and thank Alex for his service.
Description of Work: Alex and Eagle Creek Mortgage did a home refinance for us.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Mannan D.
09/2016
5.0
mortgage broker
  + -1 more
Great experience, Alex took care of everything in a very timely fashion.
Description of Work: Amazing support from beginning to the end!

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Gain B.
09/2016
5.0
mortgage broker
  + -1 more
The process was very smooth and efficient. Alex found a very competitive rate from a lender, and I locked in to proceed. The whole process was very simple and proceeded very quickly. Alex was able to navigate the process expertly and lived up to every one of his commitments on costs and schedule. Based on this experience, I highly recommend Alex and Eagle Creek Mortgage.
Description of Work: I worked with Alex from Eagle Creek Mortgage to find an excellent rate for refinancing my home.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Toi A.
07/2016
5.0
mortgage broker
  + -1 more
Alex is was very knowledgeable, professional and accurately answered all concerns I had. He educated me on the matter I was not informed well and directed me in making decisions that will benefit me the rest of my life. I am glad I have met Alex and talked to him about my need. I will definitely recommend Alex for somebody who is wants to get a new mortgage or who wants to save money on their existing mortgage. Alex will work for you and will make sure you get the best outcome. Thank you Alex
Description of Work: Mortgage refinancing consultation

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Jennifer W.
06/2016
5.0
mortgage broker
  + -1 more
This is the third time that we have used Alex and his team. We had used Alex before to purchase our current home, and to refinance our previous home mortgage. This time we used Alex to refinance our existing home mortgage. We appreciated that Alex reached out to us to explore options for refinancing. We were very clear that we did not want to have to bring money to the table; Alex understood that and presented us options for our consideration. Throughout the entire process Alex was always available for questions. Alex and his team also went above and beyond to fix issues with our title that our title company had incorrectly done when we purchased our home. That level of service was very much appreciated. In our experience with mortgage brokers, Alex is the only one who has delivered exactly what he said he would every time, and he does so with professionalism and honesty. Alex and his team are very responsive and a true pleasure to work with. We will definitely continue to use them!
Description of Work: Refinance of home mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Stephanie M.
04/2016
5.0
mortgage broker
  + -1 more
Alex was great. As the seller wanted to close in 30 days, we didn't have a lot of time. Alex not only got us the clear to close with time to spare, he even met us out of his way on a Sunday to ensure that our paperwork was expedited to the lender. He was professional and kept us informed throughout the entire process. Would highly recommend.
Description of Work: Mortgage

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Dan P.
03/2016
5.0
mortgage broker
  + -1 more
I ended up taking a mortgage with my primary bank, but Eagle would have been my second choice.
Description of Work: Alex gave me a great quote for a home loan. He was easy to talk to be phone, email and text. Very good customer service skills.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Contact information

827 Holden Rd, Frederick, MD 21701

https://www.alexecheandia.princetonmortgage.com/

Service hours

Sunday:
10:00 AM - 5:00 PM
Monday:
8:30 AM - 6:00 PM
Tuesday:
8:30 AM - 6:00 PM
Wednesday:
8:30 AM - 5:00 PM
Thursday:
8:30 AM - 6:00 PM
Friday:
8:30 AM - 6:00 PM
Saturday:
10:00 AM - 5:00 PM

Licensing

Bonded

Insured

Licensed*

Trade License Number
113856
Trade License Locale
DC
Trade License Authority
Nationwide Multistate Licensing System (NMLS)
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies,
Banking/Credit Unions

FAQ

KV Mortgage is currently rated 5 overall out of 5.

Sunday: 10:00 AM - 5:00 PM

Monday: 8:30 AM - 6:00 PM

Tuesday: 8:30 AM - 6:00 PM

Wednesday: 8:30 AM - 5:00 PM

Thursday: 8:30 AM - 6:00 PM

Friday: 8:30 AM - 6:00 PM

Saturday: 10:00 AM - 5:00 PM

KV Mortgage accepts the following forms of payment: Check,MasterCard,Visa
Yes, KV Mortgage offers free project estimates.
No, KV Mortgage does not offer eco-friendly accreditations.
No, KV Mortgage does not offer a senior discount.
No, KV Mortgage does not offer emergency services.
No, KV Mortgage does not offer warranties.
KV Mortgage offers the following services: Mortgage. Residential Financing. Purchase Loans, Refinance Loans, Home Equity Loans.
Commercial Loans

Contact information

827 Holden Rd, Frederick, MD 21701

https://www.alexecheandia.princetonmortgage.com/

Service hours

Sunday:
10:00 AM - 5:00 PM
Monday:
8:30 AM - 6:00 PM
Tuesday:
8:30 AM - 6:00 PM
Wednesday:
8:30 AM - 5:00 PM
Thursday:
8:30 AM - 6:00 PM
Friday:
8:30 AM - 6:00 PM
Saturday:
10:00 AM - 5:00 PM