KV Mortgage

Mortgage Companies, Banking/Credit Unions

About us

KV Mortgage is an Angie's List 10 time Super Service Award Winning local mortgage broker. We've established our reputation by providing excellent service along with low rates and fees. We work with many lenders and look for the best fit for each borrower. We have a wide range of products; conventional, FHA, VA, USDA, HELOCs, and reverse mortgages. Check out our discounts provided for Angie's List members or check out our website for more information. We look forward to serving you!

Business highlights

18 years of trusted experience

Services we offer

Mortgage. Residential Financing. Purchase Loans, Refinance Loans, Home Equity Loans.

Services we don't offer

Commercial Loans

Amenities

Free Estimates
Yes


Accepted payment methods

Check
MasterCard
Visa

Photos of past projects

Reviews

5.0212 Reviews
Number of StarsImage of DistributionNumber of Ratings
5
97%
4
1%
3
0%
2
0%
1
1%


Rating CategoryRating out of 5
quality
5.0
value
4.9
professionalism
5.0
responsiveness
5.0
punctuality
5.0
Showing 201-212 of 212 reviews

nichole C.
06/2014
5.0
mortgage broker
  + -1 more
it sucked
Description of Work: it sucked

Rating CategoryRating out of 5
quality
5.0
value
1.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

$156

Walter S.
05/2014
5.0
mortgage broker
  + -1 more
Very prompt on initial contact.
Description of Work: Although we had to postpone our pursuit of a mortgage, Alex Echeandia was very prompt in responding to our initial inquiry. We will contact him again in the future.

Rating CategoryRating out of 5
professionalism
5.0
responsiveness
5.0
punctuality
5.0


Jonathan L.
04/2014
5.0
mortgage broker
  + -1 more
.
Description of Work: .
Rating CategoryRating out of 5

julie H.
04/2014
1.0
mortgage broker
  + -1 more
unknown

Rating CategoryRating out of 5
quality
2.0
professionalism
2.0
responsiveness
1.0
punctuality
1.0


Response from KV Mortgage
Dear Member, I wanted to respond to your current review of my services. I don't agree with your assessment of my service for multiple reasons. We did initially communicate via email on march first, 2014, and I responded quickly. I also contacted you over the phone, were we discussed your situation in further detail. After analyzing your specific situation, we were not able to provide you with a loan, as it did not meet the standard guidelines set forth by our lenders. I responded as quickly as I could, whether is by email or phone. I have a record of the emails from you on March first, 2014. I received your first one at 8:11 Am and I responded at 10:15 AM. Thank you.

Matthew R.
04/2013
5.0
mortgage broker
  + -1 more
unknown
Description of Work: Alex kept the process simple, checked in periodically, and--especially before closing--updated us on our status regularly. His disclosures go above and beyond a typical mortgage broker's. Refinancing a mortgage involves a ton of paperwork, but in the end Alex's help will save us $3,000 a year on mortgage costs.
Rating CategoryRating out of 5
Yes, I recommend this pro

Dan G.
04/2013
5.0
mortgage broker
  + -1 more
Great!
Description of Work: Everything went smoothly on my refinance. I would definitely use this company again.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,500

Fred K.
02/2013
5.0
mortgage broker
  + -1 more
Very well
Description of Work: The Eagle Creek Mortgage did a refinancing for me in April of 2012. The rate was good and they did a good job throughout the process. They were very responsive in answering questions and making the process easy.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$2,000

William H.
01/2013
5.0
mortgage broker
  + -1 more
very good
Description of Work: My experience with Alex was very professional and he was very prompt. I had a rather difficult arrangement of my finances withmultiple properties involved and it was a big headache for me to get everything together. i had to make a business decision to postpone my refinance, but eagle creek delivered where most other companies fell flat on their feet. i will be in contack with alex soon to do my refinance. kudos to eagle creek and alex especially. thanks alex w

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

James I.
12/2012
5.0
mortgage broker
  + -1 more
Great.
Description of Work: Alex kept us posted the entire time. Since the mortgage companies are backup it took a while, but Alex made sure we knew what was going on through the whole process.

Rating CategoryRating out of 5
quality
5.0
value
4.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro
$3,000

Steven C.
11/2012
5.0
mortgage broker
  + -1 more
Excellent.
Description of Work: Used Alex to refinance my mortgage using reference here on Angie's list. I pretty much knew how I would want to finance the loan before I started, and I found Alex to be extremely punctual, and right to the point with what I wanted to execute. No sales pitches, time wasted, hassles, just addressing what I want done. When documents needed to be sent to me from his office, they always arrived FedEx overnight with a return envelope pre-marked for me to easily return. Getting information from Alex was a snap, he responded to my VMs and emails almost immediately. We 60-day locked on our loan rate and were able to close within that window of time. I would recommend Alex for anyone who is financing a home property.

Rating CategoryRating out of 5
quality
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Thank you!! I really appreciate it.

Brooke T.
06/2012
5.0
mortgage broker
  + -1 more
Lisd
Description of Work: I was extremely frustrated with trying to re-finance my house with Wells Fargo. Every step of the way they would throw a new obstacle in my path. I finally gave up. I decided to give Angie's List a try to see if I could find a mortgage lender. I was so fortunate to come across Alex Echeandia/Eagle Creek Mortgage. The reviews were all so positive, I called Alex and I was not disappointed. Alex listened to my entire saga involving Wells Fargo. Instead of saying, "No thanks, I can't help you" he immediately came up with a creative way to structure my loan. When negative information appeared on my credit report, he suggested how to correct the misinformation and also gave me tips on how to immediately raise my credit score. His strategies worked! The negative misinformation was removed from my credit report and my credit score went up enabling Alex to lower the interest rate on the loan. I hate the mortgage application process! I can truly say Alex is the best lender I have EVER had the pleasure to work with. He is a great listener, very responsive to my questions and needs. Every time I called him, he either answered his phone or called me back within 5-10 minutes. As I mentioned before, he is the only lender who has ever suggested ways to strengthen our loan application and come up with a creative way to finance the loan. He got the loan paperwork to us very quickly and we would have completed the loan process with Alex if our neighbor (a real estate agent) had not suggested now would be a good time to sell our house. She had buyers interested in our neighborhood and houses have been under contract within three weeks. You can bet that we will definitely use Alex's services when we are ready to purchase our next home and I have recommended him to my friends and co-workers.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
Hello, thank you! I hope you well!1

Lee G.
12/2011
5.0
mortgage broker
  + -1 more
unknown
Description of Work: Alex did a great job with our refinance. He and his team were very responsive and easy to work with. He got us the lowest rate available and the refinance went off without a hitch. Whenever we had a question or concern, Alex or a member of his team responded immediately. We will definitely use Alex again. He is knowedgable and works for his client.

Rating CategoryRating out of 5
quality
5.0
value
5.0
professionalism
5.0
responsiveness
5.0
punctuality
5.0

Yes, I recommend this pro

Response from KV Mortgage
I really appreciate the review and please contact me with any questions. I hope you are well!

Contact information

827 Holden Rd, Frederick, MD 21701

https://www.alexecheandia.princetonmortgage.com/

Service hours

Sunday:
10:00 AM - 5:00 PM
Monday:
8:30 AM - 6:00 PM
Tuesday:
8:30 AM - 6:00 PM
Wednesday:
8:30 AM - 5:00 PM
Thursday:
8:30 AM - 6:00 PM
Friday:
8:30 AM - 6:00 PM
Saturday:
10:00 AM - 5:00 PM

Licensing

Bonded

Insured

Licensed*

Trade License Number
113856
Trade License Locale
DC
Trade License Authority
Nationwide Multistate Licensing System (NMLS)
State Contractor License Requirements

All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves. To find more licensing information for your state, visit our State Contractor License Requirements page.

*Contact business to see additional licenses.


Service Categories

Mortgage Companies,
Banking/Credit Unions

FAQ

KV Mortgage is currently rated 5 overall out of 5.

Sunday: 10:00 AM - 5:00 PM

Monday: 8:30 AM - 6:00 PM

Tuesday: 8:30 AM - 6:00 PM

Wednesday: 8:30 AM - 5:00 PM

Thursday: 8:30 AM - 6:00 PM

Friday: 8:30 AM - 6:00 PM

Saturday: 10:00 AM - 5:00 PM

KV Mortgage accepts the following forms of payment: Check,MasterCard,Visa
Yes, KV Mortgage offers free project estimates.
No, KV Mortgage does not offer eco-friendly accreditations.
No, KV Mortgage does not offer a senior discount.
No, KV Mortgage does not offer emergency services.
No, KV Mortgage does not offer warranties.
KV Mortgage offers the following services: Mortgage. Residential Financing. Purchase Loans, Refinance Loans, Home Equity Loans.
Commercial Loans

Contact information

827 Holden Rd, Frederick, MD 21701

https://www.alexecheandia.princetonmortgage.com/

Service hours

Sunday:
10:00 AM - 5:00 PM
Monday:
8:30 AM - 6:00 PM
Tuesday:
8:30 AM - 6:00 PM
Wednesday:
8:30 AM - 5:00 PM
Thursday:
8:30 AM - 6:00 PM
Friday:
8:30 AM - 6:00 PM
Saturday:
10:00 AM - 5:00 PM