Salem Five Mortgage

They did it very, very rapidly. I was kind of worried we were going passed the lock-in period, and they were not very hard to get everything completed. They were very open. We did almost everything over the phone; virtually everything except going to he lawyer to sign the final phase. It was a little bit confusing because I am retired, and I do not have a salary, but I do have savings that I use; it makes things confusing for verifying today. They are very up-tight about verifying that you can afford your mortgage after all our foreclosure stuffs, however, everything went very, very well, and we got the mortgage. We have had them as a mortgage company before, and so, I did not even shop around for someone else. I definitely wanted to stay with them. They tell us not to sell our mortgage, or if they sell it, they sell it in a way that they still remain the people that service the mortgage which is a little bit confusing. They were very good.