LEOMINSTER CREDIT UNION

We have used Leominster Credit Union as our bank for years and years and have always been very happy with them. We refinanced our old house with LCU several years ago, their rates were very competitive and their service is great. When we decided to build a new house, we had a very complicated financing picture, and wanted to use LCU, but at that time, they weren't underwriting the kinds of loan we needed, so we used another bank to finance the land purchase. When it came time to finance the construction, I made a few inquiries at LCU, and was happy to find out that they were just entering the construction loan market. Matt Dufault was our go to guy. He was unbelievable. He helped us figure out how to make this project work and gave me so much advice that was above and beyond what was necessary to just get the loan. We have a complicated financial situation and Matt was able to help us figure out how to piece together the whole puzzle (which included way more than just the LCU part). He was very patient with my crazies and was very, very patient when he had to explain the same thing to me six times. This construction loan was one of the first for LCU from what I understand, so there was a lot of "we'll figure this all out together" kind of thinking. What that meant was that they were very flexible with us, and worked with our unique circumstances to pull everything together. Matt was always VERY responsive to emails, phone calls. In fact, he went above and beyond the call when his role ended and the loan was secured, to make sure we were getting our disbursements in a timely manner. LCU's rates are as competitive as any bank or larger lending institution. I can't recommend these guys highly enough, and in particular, Matt Dufault, AVP of Mortgage Origination. We really owe the success of this project to Matt and the folks at LCU.