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A well-built and well-maintained concrete pool should last anywhere from 50 to 75 years. Concrete is prone to cracking, so winterization and regular pool repairs are particularly important. Water can seep into existing cracks, freeze, and make them worse. Most homeowners should resurface their concrete every few years to maintain their pool’s lifespan. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

The disadvantages of container pools come down to flexibility and customization. Shipping containers come in standard sizes, so the sizes and shapes are limited. They also have a very distinctive look, which may not suit the aesthetic of your backyard. 

Beyond that, while container pools are more affordable than in-ground pools, certain models can be more expensive. This includes the cost to heat your pool, since the metal walls have more heat transfer than other types of pools (which some brands circumvent with insulation).

Concrete pools have the longest life span. As long as you properly maintain your concrete pool, you can expect it to last 50 to 100 years. That said, you will need to resurface your concrete pool as it ages. Fiberglass is durable, but fiberglass pools generally only last around 25 to 30 years. That said, some high-end fiberglass pools can last more than 50 years if they’re well-maintained.